Crossville, Tennessee.
Typical home $306,626 (+0.7% in a year), asking rent $1,724 . Crossville, TN metro.
to buy the typical home at today's mortgage rate — +$957 (+147%) since Jan 2020.
- 1 year
- Up $2,021 +1%
- $304,604$306,626 since Sep 2025
- 5 years
- Up $69,012 +29%
- $237,614$306,626 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Crossville$1,609
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Crossville, TN rose 0.7% over the past year — slower than the nation's +1.2%.
Living in Crossville, Cumberland County, Tennessee
Crossville is a city of 12,071 people in Cumberland County. Half its households earn more than $48,802 a year and half less, against $60,375 across Cumberland County; 23% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Cumberland County was 4.1% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Crossville is a small city on the Cumberland Plateau, and its residents are close to the national middle in age. Incomes here run below the county's, and a good many households live below the poverty line. Owners and renters live side by side, with renting more common than across much of the country, and few adults hold a four-year degree. Winters are cold, with January days staying chilly and nights dropping below freezing, while summers turn warm, and the year brings plenty of rain and melted snow.
Work. Most residents work in schools, hospitals and social care, followed by shops, then restaurants, hotels and entertainment, with manufacturing also employing many. Cumberland County Schools, Cumberland Medical Center and Walmart are among the largest workplaces in Crossville. The trip to work is a fairly short one, and few people work from home. Across Cumberland County, jobs slipped slightly last year, and unemployment has held steady over the past year.
Things to do. Cumberland Mountain State Park is a protected area a short drive away, and the Obed River is another short drive for anyone who likes time by the water. For something farther afield, Ozone Falls is a waterfall a longer drive away, and Fall Creek Falls is another waterfall that takes a longer drive to reach.
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- 5,264households
- 18%of adults have a degree
- 23%below the poverty line
- 20 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Cumberland County had 19,249 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 83° and lows near 64°. About 58 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Crossville Mem Airport weather station, 3 miles away (NOAA).
Largest workplaces in Crossville
- Cumberland County SchoolsSchool district987FTE
- Colinx, LLC - GenesisGeneral warehousing and storage633
- AviagenChicken egg production554
- Cumberland Medical CenterGeneral hospital531FTE
- Flowers Bakery of CrossvilleCommercial bakeries447
- WalmartWarehouse clubs and supercenters406
- Dana Inc. (Crossville Facility)Automotive parts manufacturer218
- Lowe's Companies, INCHomecenter182
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 31 workplaces with 20 or more staff, 4,667 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crossville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County and the Crossville, TN metro.
Crossville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Crossville$306,626
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Crossville listings, and the typical home goes pending in 52 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Crossville29.88%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Crossville52
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Crossville697
New listings per month
Sellers arriving at the market.
- Crossville129
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Crossville$308,146
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Crossville96.32%
Zip codes with a Crossville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crossville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Crossville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 38555 | Crossville | 21,584 | $1,662 | $289,164 |
| 38571 | Crossville | 14,678 | — | $306,325 |
| 38572 | Crossville | 12,083 | — | $287,606 |
| 38558 | Crossville | 9,472 | $1,943 | $361,724 |