States · Michigan · Montcalm County

Crystal, Michigan.

Typical home $217,321 (+8.0% in a year). Grand Rapids-Kentwood, MI metro.

What it costs per month · Crystal $1,141/mo

to buy the typical home at today's mortgage rate — +$632 (+124%) since Jan 2020.

What the home itself did
1 year
Up $16,146 +8%
$201,175$217,321 since Sep 2025
5 years
Up $41,641 +24%
$175,680$217,321 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Crystal $1,141 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Crystal$1,141
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Crystal, MI rose 8.0% over the past year — faster than the nation's +1.2%.

Living in Crystal, Montcalm County, Michigan

Crystal, in Montcalm County, had 888 people in the 2020 census. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Montcalm County was 4.5% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Montcalm County work in manufacturing, then schools and health care.

People 888 in the 2020 census
Household income Too few homes in Crystal for the Census survey to measure.
Unemployment 4.5% Montcalm County, August 2026; 5.0% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Crystal is a very small rural community in Montcalm County, Michigan, where almost everyone owns the home they live in. Typical home values here are modest, and a somewhat larger share of residents live below the poverty line than is true nationally. Winters are cold and snowy, with January the coldest month, and summers turn warm, with July the warmest.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Montcalm County, some of the largest workplaces are Dicastal North America, an aluminum castings maker, Greenville Public Schools, and Corewell Health Greenville Hospital. Commutes run long, and few people work from home.

Things to do. For time outdoors, Cowden Lake is a lake a longer drive away, and the Flat River is a river in the same range. Ionia State Recreation Area is a protected area, also a longer drive away, and a good choice for a day out of town.

Report a mistake
  • 518households
  • 13%below the poverty line
  • 39 mintypical commute
  • 7%work from home

What people in Montcalm County work in

  • Manufacturing23%
  • Schools, hospitals and social care19%
  • Shops (retail)13%
  • Building trades10%
  • Restaurants, hotels and entertainment6%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Montcalm County had 16,387 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 13°; warmest in July, 84° and 56° 20° 40° 60° 80° J 31° 13° F M A M J J 84° 56° A S O N D
Average daily high and low for each month: coldest in January, 31° and 13°; warmest in July, 84° and 56° 20° 40° 60° 80° J 31° 13° F M A M J J 84° 56° A S O N D

Coldest in January, with highs near 31° and lows near 13°; warmest in July, with highs near 84° and lows near 56°. About 73 inches of snow and 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Greenville Nne weather station, 16 miles away (NOAA).

Largest workplaces in Montcalm County

  1. Dicastal North AmericaCastings, unfinished, aluminum, manufacturing498
  2. State of Michigan Department of CorrectionsCorrectional institutions454
  3. Greenville Public SchoolsSchool district443FTE
  4. Corewell Health Greenville HospitalGeneral hospital381FTE
  5. Tenneco, GreenvilleBearings, automotive and truck gasoline engine, manufacturing296
  6. County of MontcalmExecutive offices, federal, state, and local288
  7. MeijerRetail285
  8. WalmartWarehouse clubs and supercenters282

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 50 workplaces with 20 or more staff, 5,376 people in all across the county; Crystal has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. Winter weatherVery high
  3. TornadoesRelatively high
  4. Ice stormsRelatively moderate
  5. Cold wavesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crystal’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montcalm County and the Grand Rapids-Kentwood, MI metro.

Crystal home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Crystal $217,321 Michigan $263,760 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Crystal$217,321
  • Michigan$263,760
  • United States$366,157
Property tax, 2026 roll $1,664/yr median bill inside Crystal, effective 0.94% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2026 Crystal 16
5 10 15 2026
  • Crystal16

New listings per month

Sellers arriving at the market.

6 6 7 2026 Crystal 7
6 6 7 2026
  • Crystal7

Zip codes with a Crystal address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crystal — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Crystal