States · Minnesota · Hennepin County

Crystal, Minnesota.

Typical home $315,531 (+0.9% in a year), asking rent $1,385 . Minneapolis-St. Paul-Bloomington, MN-WI metro.

What it costs per month · Crystal $1,656/mo

to buy the typical home at today's mortgage rate — +$770 (+87%) since Jan 2020.

What the home itself did
1 year
Up $2,736 +1%
$312,795$315,531 since Sep 2025
5 years
Up $28,738 +10%
$286,793$315,531 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Crystal $1,656 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Crystal$1,656
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 36 years.

Typical home values in Crystal, MN rose 0.9% over the past year — slower than the nation's +1.2%.

Living in Crystal, Hennepin County, Minnesota

Crystal is a city of 23,330 people in Hennepin County. Half its households earn more than $92,513 a year and half less, against $97,653 across Hennepin County; 8% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Hennepin County was 4.6% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 23,330 in the 2020 census; median age 37.7
Household income $92,513 the median, give or take $7,073 · Hennepin County: $97,653
Unemployment 4.6% Hennepin County, August 2026; 4.0% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Crystal is a city in Hennepin County, just outside Minneapolis, where most homes are lived in by their owners. Incomes run a little below the county's, and the people who live here are on the younger side for a place where so many own their homes. Winters are cold, with January the coldest month, and summers turn warm in July. Rain and melted snow add up to a fair amount over the year.

Work. Many residents work in schools, hospitals and social care, with professional and business services, manufacturing and shops also employing a good share. Some of the largest workplaces in Crystal are Target, the City of Crystal and Unfi. A fair number of people work from home, and the typical commute is a moderate one. Unemployment across Hennepin County has risen a little over the past year, and the number of jobs there has barely changed.

Things to do. Some of the region's best known places are a short drive away. The Minneapolis Institute of Art and the Walker Art Center are both museums close by, and Target Field, where baseball is played, is a short drive too. For some time outdoors, Bde Maka Ska is a lake a short drive away.

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  • 9,218households
  • 37%of adults have a degree
  • 8%below the poverty line
  • 21 mintypical commute
  • 21%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Professional and business services16%
  • Manufacturing12%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment10%
  • Banks, insurance and property9%

Employed residents by industry, from the Census survey. Hennepin County had 919,062 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 7°; warmest in July, 83° and 62° 0° 20° 40° 60° 80° J 24° 7° F M A M J J 83° 62° A S O N D
Average daily high and low for each month: coldest in January, 24° and 7°; warmest in July, 83° and 62° 0° 20° 40° 60° 80° J 24° 7° F M A M J J 83° 62° A S O N D

Coldest in January, with highs near 24° and lows near 7°; warmest in July, with highs near 83° and lows near 62°. About 31 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mpls Crystal Airport weather station, 2 miles away (NOAA).

Largest workplaces in Crystal

  1. TargetDiscount department stores220
  2. City of CrystalAuditor's offices, government136
  3. UnfiGrocery113
  4. Beacon AcademySchool district81FTE
  5. Independent Packing ServicesCrating goods for shipping57
  6. Heathers ManorAssisted-living facilities with on-site nursing facilities54
  7. Almsted's Fresh MarketGrocery stores50
  8. Prescription Landscape - Crystal OfficeLawn care services42

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 827 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. HailRelatively moderate
  3. Heat wavesrelatively high in parts of CrystalRelatively moderate
  4. Tornadoesrelatively high in parts of CrystalRelatively moderate
  5. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crystal’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hennepin County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.

Crystal home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Crystal $315,531 Minnesota $348,778 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Crystal$315,531
  • Minnesota$348,778
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Crystal listings, and the typical home goes pending in 19 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Crystal 32.54% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Crystal32.54%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

15 20 25 30 2026 Crystal 19 United States 24
15 20 25 30 2026
  • Crystal19
  • United States24

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

40 60 80 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Crystal 75
40 60 80 100 2018 2022 2026
  • Crystal75

New listings per month

Sellers arriving at the market.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Crystal 30
20 40 60 2018 2022 2026
  • Crystal30

Median sale price

What buyers actually paid — closed sales, not asking prices.

$325,000 $350,000 $375,000 2026 Crystal $323,882 United States $371,407
$325,000 $350,000 $375,000 2026
  • Crystal$323,882
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

100.5% 101.0% 101.5% 102.0% 2026 Crystal 101.91%
100.5% 101.0% 101.5% 102.0% 2026
  • Crystal101.91%

Zip codes with a Crystal address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crystal — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.