States · Illinois · Fulton County

Cuba, Illinois.

Typical home $137,277 (+7.4% in a year). Peoria, IL metro.

What it costs per month · Cuba $721/mo

to buy the typical home at today's mortgage rate — +$367 (+104%) since Jan 2020.

What the home itself did
1 year
Up $9,400 +7%
$127,877$137,277 since Sep 2025
5 years
Up $23,861 +21%
$113,415$137,277 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cuba $721 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cuba$721
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Cuba, IL rose 7.4% over the past year — faster than the nation's +1.2%.

Living in Cuba, Fulton County, Illinois

Cuba is a city of 1,184 people in Fulton County. Half its households earn more than $42,375 a year and half less, against $60,599 across Fulton County; 23% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Fulton County was 3.9% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then manufacturing.

People 1,184 in the 2020 census
Household income $42,375 the median, give or take $9,636 · Fulton County: $60,599
Unemployment 3.9% Fulton County, August 2026; 4.6% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cuba is a small Illinois city in Fulton County where nearly everyone lives in a home they own. Incomes here run well below the county's, and more households than you might expect live below the poverty line, though homes are priced modestly. Few adults hold a four-year degree, and winters are cold, with a fair amount of snow, while July brings hot summer days.

Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, transport and warehouses, and retail. Across Fulton County, some of the largest workplaces are Graham Hospital Association, Canton Union SD 66 and Spoon River College. The typical commute is a long one, and only a small number of people work from home.

Things to do. For time outdoors, Double T State Fish and Wildlife Area is a short drive away, as is the Orendorf Site, an archaeological site. A longer drive brings you to Chautauqua National Wildlife Refuge, a protected area, and to Dickson Mounds, a museum.

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  • 486households
  • 13%of adults have a degree
  • 23%below the poverty line
  • 35 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care28%
  • Manufacturing17%
  • Transport, warehouses and utilities11%
  • Shops (retail)7%
  • Government6%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Fulton County had 8,639 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 16°; warmest in July, 88° and 65° 20° 40° 60° 80° J 34° 16° F M A M J J 88° 65° A S O N D
Average daily high and low for each month: coldest in January, 34° and 16°; warmest in July, 88° and 65° 20° 40° 60° 80° J 34° 16° F M A M J J 88° 65° A S O N D

Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 88° and lows near 65°. About 28 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Havana weather station, 15 miles away (NOAA).

Largest workplaces in Fulton County

  1. Illinois River Correctional CenterCorrectional institutions389
  2. Canton Union SD 66School district374FTE
  3. Graham Hospital AssociationGeneral hospital306FTE
  4. Farmington Central CUSD 265School district230FTE
  5. Spoon River CollegeTwo-year college187
  6. WalmartDiscount department stores152
  7. Hy-VeeSupermarkets and other grocery except convenience stores123
  8. Farmington Village Nursing and RehabilitationNursing homes92

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 27 workplaces with 20 or more staff, 2,188 people in all across the county; Cuba has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. Strong windRelatively high
  3. Cold wavesRelatively high
  4. TornadoesRelatively high
  5. DroughtRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cuba’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fulton County and the Peoria, IL metro.

Cuba home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Cuba $137,277 Illinois $295,943 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Cuba$137,277
  • Illinois$295,943
  • United States$366,157
Property tax, 2026 roll $2,345/yr median bill inside Cuba, effective 2.46% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2025 2026 Cuba 12
5 8 10 12 2025 2026
  • Cuba12

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Cuba address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cuba — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cuba