Cuba, New Mexico.
Typical home $223,746 (+9.7% in a year). Gallup, NM metro.
to buy the typical home at today's mortgage rate — +$633 (+117%) since Jan 2020.
- 1 year
- Up $19,865 +10%
- $203,880$223,746 since Sep 2025
- 5 years
- Up $38,508 +21%
- $185,238$223,746 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cuba$1,174
- New Mexico$1,658
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Cuba, NM rose 9.7% over the past year — faster than the nation's +1.2%.
Living in Cuba, McKinley County, New Mexico
Cuba is a village of 628 people in McKinley County. Unemployment in McKinley County was 6.9% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in McKinley County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cuba is a very small village in New Mexico, with a population that would fit in a single large church or school gymnasium. Incomes across McKinley County run on the lower side, and home values in the village are modest. Winters are cold, with January the coldest month and plenty of snow, while July brings warm days, and the year as a whole is fairly dry.
Work. Most residents who work do so in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, or in government. Across McKinley County, unemployment has risen over the past year and there are slightly fewer jobs than there were. Among the county's largest workplaces are Gallup Schools, Gallup Indian Medical Center and Indian Health Service.
Things to do. Much of what draws people to Cuba lies in the surrounding country, each a longer drive away. Valles Caldera National Preserve is a protected area of open volcanic landscape, and Fenton Lake State Park is a protected area set among the forest. Jemez Falls is a waterfall, and Jemez Historic Site is an archaeological site.
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What people in McKinley County work in
Employed residents by industry, from the Census survey. McKinley County had 19,353 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 14°; warmest in July, with highs near 87° and lows near 54°. About 34 inches of snow and 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cuba weather station, a mile away (NOAA).
Largest workplaces in McKinley County
- Gallup SchoolsSchool district1,276FTE
- Gallup Indian Medical CenterGeneral hospital1,210FTE
- Indian Health ServiceFederal government · Department of Health and Human Services900
- WalmartWarehouse clubs and supercenters492
- Crownpoint Indian HospitalGeneral hospital431FTE
- Navajo Technical UniversityUniversity or college361
- Rehoboth Mckinley Christian HospitalCritical access hospital306FTE
- Rehoboth Mckinley Christian HospitalGeneral hospital297FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,359 people in all across the county; Cuba has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
- DroughtRelatively moderate
- WildfireRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cuba’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on McKinley County and the Gallup, NM metro.
Cuba home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cuba$223,746
- New Mexico$315,812
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cuba6
Zip codes with a Cuba address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cuba — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.