Culver, Oregon.
Typical home $416,630 (+1.2% in a year).
to buy the typical home at today's mortgage rate — +$1,183 (+118%) since Jan 2020.
- 1 year
- Up $4,791 +1%
- $411,839$416,630 since Sep 2025
- 5 years
- Up $47,082 +13%
- $369,548$416,630 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Culver$2,187
- Oregon$2,586
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 29 years.
Typical home values in Culver, OR rose 1.2% over the past year — in step with the nation.
Living in Culver, Jefferson County, Oregon
Culver is a city of 1,602 people in Jefferson County. Half its households earn more than $91,463 a year and half less, against $76,260 across Jefferson County; 7% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Jefferson County was 5.5% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Jefferson County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Culver is a small city in Jefferson County where most homes are lived in by their owners, and households earn more than the county's typical household. Residents are younger than in many American towns, and relatively few adults hold a four-year degree. Winters are cold, with the coldest days in December, and summers turn hot by July. Snow falls each winter, but the year is dry overall.
Work. Residents work mainly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many people. Across Jefferson County, some of the largest workplaces are Jefferson County Schools, KEITH Manufacturing Co and St. Charles Madras. The typical trip to work is a fairly long one, and few people work from home. Unemployment across the county is a little lower than a year ago.
Things to do. The Crooked River and Lake Billy Chinook are both a short drive away, and The Cove Palisades State Park sits beside the reservoir, making it a natural place for time near the water. Smith Rock State Park, a protected area, is a longer drive away.
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- 684households
- 13%of adults have a degree
- 7%below the poverty line
- 30 mintypical commute
- 7%work from home
What people in Jefferson County work in
Employed residents by industry, from the Census survey. Jefferson County had 7,078 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 41° and lows near 23°; warmest in July, with highs near 87° and lows near 50°. About 14 inches of snow and 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Madras North weather station, 10 miles away (NOAA).
Largest workplaces in Jefferson County
- Jefferson County SD 509JSchool district448FTE
- KEITH Manufacturing CoMine conveyors manufacturing190
- St Charles MadrasCritical access hospital174FTE
- SafewaySupermarkets and other grocery stores150
- Culver SD 4School district98FTE
- Indian Health ServiceFederal government · Department of Health and Human Services57
- Aero AIRAir ambulance services44
- Helena Agri-EnterprisesAgricultural chemicals merchant wholesalers30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 645 people in all across the county; Culver has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- WildfireRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Culver’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County.
Culver home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Culver$416,630
- Oregon$492,753
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Culver listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Culver22.20%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Culver30
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Culver address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Culver — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.