Cumberland, Iowa.
Typical home $176,589 (+6.2% in a year).
to buy the typical home at today's mortgage rate — +$525 (+131%) since Jan 2020.
- 1 year
- Up $10,380 +6%
- $166,209$176,589 since Sep 2025
- 5 years
- Up $55,841 +46%
- $120,747$176,589 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cumberland$927
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Cumberland, IA rose 6.2% over the past year — faster than the nation's +1.2%.
Living in Cumberland, Cass County, Iowa
Cumberland is a city of 251 people in Cass County. Half its households earn more than $47,083 a year and half less, against $63,013 across Cass County. Unemployment in Cass County was 3.1% in August 2026, and the county had 2.8% fewer jobs in 2025 than the year before. The most people in Cass County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cumberland is a very small Iowa city in Cass County, home to few people. Household incomes run well below the county's, and homes here cost less than in many towns, which suits a quiet, settled way of life. Winters are cold, with plenty of snow, and summers turn warm.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing, and farming, forestry and mining. Across Cass County, some of the largest workplaces are Cass County Memorial Hospital, the Atlantic Comm School District and Walmart. Few adults hold a four-year degree, and most people have a fairly short trip to work.
Things to do. Lake Anita State Park is a protected area a longer drive away, and a good choice for time outdoors. The Museum of Danish America is a museum, also a longer drive away, and the Platte River, a river, is another outing a longer drive from town.
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- 5%of adults have a degree
- 18 mintypical commute
- 7%work from home
What people in Cass County work in
Employed residents by industry, from the Census survey. Cass County had 5,700 jobs in 2025, 2.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 10°; warmest in July, with highs near 86° and lows near 64°. About 27 inches of snow and 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Atlantic Northeast weather station, 12 miles away (NOAA).
Largest workplaces in Cass County
- Duke AerialConstruction machinery and equipment rental or leasing without operator449
- Cass County Memorial HospitalCritical access hospital276FTE
- Atlantic Comm School DistrictSchool district244FTE
- WalmartWarehouse clubs and supercenters236
- WesleyLife Heritage HouseAssisted-living facilities with on-site nursing facilities170
- MAHLE Engine Components USABearings, automotive and truck gasoline engine, manufacturing113
- Atlantic BranchBeverages, soft drink, manufacturing106
- Hy-VeeSupermarkets and other grocery except convenience stores104
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 1,726 people in all across the county; Cumberland has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- DroughtRelatively high
- HailRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cumberland’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cass County.
Cumberland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cumberland$176,589
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Cumberland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cumberland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.