States · Wisconsin · Barron County

Cumberland, Wisconsin.

Typical home $315,206 (+4.1% in a year).

What it costs per month · Cumberland $1,654/mo

to buy the typical home at today's mortgage rate — +$968 (+141%) since Jan 2020.

What the home itself did
1 year
Up $12,353 +4%
$302,853$315,206 since Sep 2025
5 years
Up $75,135 +31%
$240,071$315,206 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cumberland $1,654 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cumberland$1,654
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Cumberland, WI rose 4.1% over the past year — faster than the nation's +1.2%.

Living in Cumberland, Barron County, Wisconsin

Cumberland is a city of 2,274 people in Barron County. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Barron County was 3.5% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most people in Barron County work in schools and health care, then manufacturing.

People 2,274 in the 2020 census
Household income Too few homes in Cumberland for the Census survey to measure.
Unemployment 3.5% Barron County, August 2026; 3.3% a year before
Homes 62% lived in by their owners; 38% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cumberland is a small city in Barron County, in northwestern Wisconsin, where most homes are lived in by their owners. Household incomes across Barron County are modest, and a typical home here costs a good deal less than in many parts of the country. Winters are long and cold, with a lot of snow, and summers are pleasantly warm.

Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing a good number. Among the largest workplaces in Cumberland are Seneca Foods Corporation, a vegetable canning plant, the Cumberland School District, and Care and Rehab, a skilled nursing facility. Most people drive a short way to work, and few work from home.

Things to do. Several lakes lie a short drive away, including Granite Lake, Big Dummy Lake and Little Dummy Lake. A longer drive leads to Straight Lake State Park, a protected area of woods and water. The Wisconsin Canoe Heritage Museum is also a longer drive away.

Report a mistake
  • 965households
  • 31%of adults have a degree
  • 21 mintypical commute
  • 4%work from home

What people in Barron County work in

  • Schools, hospitals and social care22%
  • Manufacturing21%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment8%
  • Building trades7%
  • Transport, warehouses and utilities5%

Employed residents by industry, from the Census survey. Barron County had 21,222 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 19° and 0°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 19° 0° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 19° and 0°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 19° 0° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 19° and lows near 0°; warmest in July, with highs near 79° and lows near 59°. About 56 inches of snow and 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cumberland weather station, under a mile away (NOAA).

Largest workplaces in Cumberland

  1. Seneca Foods Corporation - CumberlandVegetable canning224
  2. 3M Company161
  3. Cumberland School DistrictSchool district135FTE
  4. ArdisamRecreational equipment and supplies merchant wholesalers105
  5. Care and Rehab- CumberlandSkilled nursing facilities80
  6. NilenterprisesGrocery stores34

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 604 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. HailRelatively moderate
  3. Strong windRelatively moderate
  4. TornadoesRelatively moderate
  5. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Barron County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Barron County.

Cumberland home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Cumberland $315,206 Wisconsin $337,196 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Cumberland$315,206
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $3,423/yr median bill inside Cumberland, effective 1.09% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Cumberland listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Cumberland 25.45% United States 26.90%
15% 20% 25% 2026
  • Cumberland25.45%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cumberland 24
10 20 30 40 50 2018 2022 2026
  • Cumberland24

New listings per month

Sellers arriving at the market.

3 4 5 6 7 2026 Cumberland 7
3 4 5 6 7 2026
  • Cumberland7

Zip codes with a Cumberland address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cumberland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cumberland