States · Kentucky · Carlisle County

Cunningham, Kentucky.

Typical home $224,788 (+2.3% in a year). Mayfield, KY metro.

What it costs per month · Cunningham $1,180/mo

to buy the typical home at today's mortgage rate — +$725 (+159%) since Jan 2020.

What the home itself did
1 year
Up $5,071 +2%
$219,717$224,788 since Sep 2025
5 years
Up $66,540 +42%
$158,248$224,788 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cunningham $1,180 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cunningham$1,180
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Cunningham, KY rose 2.3% over the past year — faster than the nation's +1.2%.

Living in Cunningham, Carlisle County, Kentucky

Cunningham, in Carlisle County, had 272 people in the 2020 census. Unemployment in Carlisle County was 4.2% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Carlisle County work in schools and health care, then manufacturing.

People 272 in the 2020 census
Household income Too few homes in Cunningham for the Census survey to measure.
Unemployment 4.2% Carlisle County, August 2026; 4.4% a year before
Homes Too few homes in Cunningham for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cunningham is a very small community in Carlisle County, Kentucky, with few residents and the quiet that comes with that. Homes here are valued below what is typical across the country, and household incomes across Carlisle County are somewhat below the national level as well.

Work. People who live here mostly work in schools, hospitals and social care, in manufacturing, in shops and in the building trades. Across Carlisle County, the biggest workplaces are Carlisle County Schools and Clearview Healthcare, a nursing home operator. The typical commute is a fairly short drive, and the county has seen only slight job growth over the past year.

Things to do. The Tennessee River is a longer drive away and is the best known of the nearby places for time on the water. Wickliffe Mounds, an archaeological site, and Fort Massac, another archaeological site, are also a longer drive away and suit anyone interested in the region's early history. Winters are cold and summers are hot, so spring and fall are easier seasons for getting out to these places.

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  • 23 mintypical commute

What people in Carlisle County work in

  • Schools, hospitals and social care25%
  • Manufacturing19%
  • Shops (retail)14%
  • Building trades8%
  • Professional and business services6%
  • Other services6%

Employed residents by industry, from the Census survey. Carlisle County had 1,054 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 26°; warmest in July, 90° and 69° 20° 40° 60° 80° J 44° 26° F M A M J J 90° 69° A S O N D
Average daily high and low for each month: coldest in January, 44° and 26°; warmest in July, 90° and 69° 20° 40° 60° 80° J 44° 26° F M A M J J 90° 69° A S O N D

Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 90° and lows near 69°.

Average daily high and low, 1991–2020, at the Bardwell East weather station, 6 miles away (NOAA).

Largest workplaces in Carlisle County

  1. Carlisle County SchoolsSchool district130FTE
  2. Clearview HealthcareNursing homes82

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 82 people in all across the county; Cunningham has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windRelatively high
  3. EarthquakesRelatively high
  4. Winter weatherRelatively high
  5. Cold wavesRelatively high
  6. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cunningham’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carlisle County and the Mayfield, KY metro.

Cunningham home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Cunningham $224,788 Kentucky $230,909 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Cunningham$224,788
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Cunningham address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cunningham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cunningham