Cut Bank, Montana.
Typical home $166,553 (-2.1% in a year).
to buy the typical home at today's mortgage rate — +$533 (+156%) since Jan 2020.
- 1 year
- Down $3,590 -2%
- $170,143$166,553 since Sep 2025
- 5 years
- Up $48,784 +41%
- $117,768$166,553 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cut Bank$874
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Cut Bank, MT fell 2.1% over the past year — slower than the nation's +1.2%.
Living in Cut Bank, Glacier County, Montana
Cut Bank is a city of 3,056 people in Glacier County. Unemployment in Glacier County was 5.0% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Glacier County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cut Bank is a small city on the high plains of northern Montana, in Glacier County. Winters are cold, with January the coldest month, and summers are warm in July without turning hot. The year brings little rain and melted snow, so this is dry country by most standards. Incomes in the county run below the typical American household's, and fewer adults here hold a four-year degree than across the country.
Work. Most residents work in schools, hospitals and social care, followed by government, restaurants and hotels, and farming, forestry and mining. The biggest workplaces in town include Cut Bank Elementary Schools, Albertsons and Logan Health Cutbank, a critical access hospital. Few people work from home, and unemployment across the county has edged up a little over the past year.
Things to do. Lake Cut Bank sits in or beside town, which makes it the easiest place to get outdoors. A longer drive takes you to the Two Medicine River and Birch Creek, both rivers, and to Lake Frances, a reservoir.
Report a mistake
- 1,087households
- 17%of adults have a degree
- 19%below the poverty line
- 5%work from home
What people in Glacier County work in
Employed residents by industry, from the Census survey. Glacier County had 4,214 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 11°; warmest in July, with highs near 80° and lows near 50°. About 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cut Bank Municipal Airport weather station, 3 miles away (NOAA).
Largest workplaces in Cut Bank
- Cut Bank Elem SchoolsSchool district86FTE
- AlbertsonsSupermarkets and other grocery stores64
- Glacier Community Health CenterCommunity health centers and clinics, outpatient45
- Logan Health CutbankCritical access hospital40FTE
- Cut Bank H S SchoolsSchool district35FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 201 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- LightningRelatively high
- Inland floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cut Bank’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Glacier County.
Cut Bank home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cut Bank$166,553
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 5 Cut Bank listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cut Bank19.67%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cut Bank39
New listings per month
Sellers arriving at the market.
- Cut Bank7
Zip codes with a Cut Bank address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cut Bank — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.