Daly City, California.
Typical home $1,119,784 (+3.9% in a year), asking rent $3,046 (+11.4%). San Francisco-Oakland-Berkeley, CA metro.
to buy the typical home at today's mortgage rate — +$2,257 (+62%) since Jan 2020.
- 1 year
- Up $42,097 +4%
- $1,077,687$1,119,784 since Sep 2025
- 5 years
- Up $17,428 +2%
- $1,102,356$1,119,784 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Daly City$5,877
- California$3,997
- United States$1,922
Typical home values in Daly City, CA rose 3.9% over the past year — faster than the nation's +1.2%.
Asking rents in Daly City, CA rose 11.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Daly City runs $4,599/mo more than renting one. The gap peaked at $5,123 in Oct 2023.
That is $7,646 a month against $3,046 rent: a $5,877 mortgage payment, plus $570 property tax and $1,199 insurance & upkeep.
Owning vs renting — Daly City
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$7,646
- Renting$3,046
- Mortgage only$5,877
Property tax · $570/mo 0.61% of value a year — the ACS 2020-2024 median bill over the median home value for San Mateo County, CA
Insurance & upkeep · $1,199/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Daly City, San Mateo County, California
Daly City is a city of 104,901 people in San Mateo County. Half its households earn more than $123,547 a year and half less, against $158,855 across San Mateo County; 8% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Daly City was 3.9% in August 2026, and San Mateo County had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Daly City is a city just south of San Francisco, and its households earn less than those across San Mateo County as a whole. Most homes are lived in by their owners, though renters make up a real part of the town too, and typical home values and rents are high. Residents tend to be middle-aged, and a good share of adults hold a four-year degree. Winters are cool and mild, summers stay moderate, and the town sees almost no snow and a modest amount of rain.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Among the largest workplaces in Daly City are Seton Medical Center, Jefferson Elementary Schools and Target. Unemployment has eased a little over the past year, though San Mateo County has seen slightly fewer jobs than a year earlier. A fair number of people work from home, and the typical commute is a moderate one.
Things to do. Golden Gate Park, a large garden and park, is a short drive away. The California Academy of Sciences, an aquarium and science museum, sits nearby. The San Francisco Zoo is also a short drive from town.
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- 32,262households
- 39%of adults have a degree
- 8%below the poverty line
- 29 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. San Mateo County had 411,346 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 46°; warmest in October, with highs near 66° and lows near 53°. About 21 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the San Francisco Oceanside weather station, 3 miles away (NOAA).
Largest workplaces in Daly City
- Daly CityPublic agency622
- HomeCare ProfessionalsHome care of elderly, non-medical592
- Seton Medical CenterGeneral hospital525FTE
- Jefferson Elementary SchoolsSchool district481FTE
- TheKey - CA, Daly City (2001 Juniper Serra Blvd)Homemaker's service for elderly or disabled persons, non-medical302
- TargetDiscount department stores274
- Macy'sDepartment stores169
- SafewaySupermarkets and other grocery stores140
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 2,846 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Daly City’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Mateo County and the San Francisco-Oakland-Berkeley, CA metro.
Daly City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Daly City$1,119,784
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 9 Daly City listings, and the typical home goes pending in 16 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Daly City11.68%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Daly City16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Daly City86
New listings per month
Sellers arriving at the market.
- Daly City38
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Daly City$1,086,671
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Daly City108.55%
Zip codes with a Daly City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Daly City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Daly City
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 94015 | Daly City | 64,091 | $2,963 | $1,169,086 |
| 94014 | Daly City | 45,315 | $3,518 | $1,003,938 |