Danbury, Connecticut.
Typical home $490,334 (+4.6% in a year), asking rent $2,587 (+1.4%). Bridgeport-Stamford-Norwalk, CT metro.
to buy the typical home at today's mortgage rate — +$1,500 (+140%) since Jan 2020.
- 1 year
- Up $21,509 +5%
- $468,825$490,334 since Sep 2025
- 5 years
- Up $131,854 +37%
- $358,480$490,334 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Danbury$2,574
- Connecticut$2,348
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Danbury, CT rose 4.6% over the past year — faster than the nation's +1.2%.
Asking rents in Danbury, CT rose 1.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Danbury runs $1,263/mo more than renting one. The gap peaked at $1,277 in Nov 2024.
That is $3,849 a month against $2,587 rent: a $2,574 mortgage payment, plus $751 property tax and $525 insurance & upkeep.
Owning vs renting — Danbury
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,849
- Renting$2,587
- Mortgage only$2,574
Property tax · $751/mo 1.84% of value a year — the ACS 2017-2021 median bill over the median home value for Fairfield County, CT
Insurance & upkeep · $525/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Danbury, Connecticut
Danbury is a city of 86,518 people in . Half its households earn more than $83,393 a year and half less; 12% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Danbury was 4.3% in August 2026. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Danbury is a city in western Connecticut, and its people are around the middle of the age range, neither especially young nor especially old. Incomes run fairly comfortable, and more homes are lived in by their owners than rented, though renters make up a sizeable part of the community. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with professional and business services, shops and manufacturing also employing a good many. Danbury Hospital, the Danbury School District and Western Connecticut State University are among the largest workplaces in the city. Commutes are of middling length, and some residents work from home.
Things to do. Lake Kenosia sits in or beside town, and Wooster Mountain State Park and the East Branch Reservoir are a short drive away for walking and time near the water. The Aldrich Contemporary Art Museum, also a short drive away, offers an indoor outing when the weather turns cold.
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- 33,071households
- 34%of adults have a degree
- 12%below the poverty line
- 30 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey.
Weather through the year
Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 82° and lows near 62°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Danbury Municipal Airport weather station, 2 miles away (NOAA).
Largest workplaces in Danbury
- Board of EducationElementary and secondary schools2,447
- Danbury HospitalGeneral hospital2,215FTE
- Danbury School DistrictSchool district1,814FTE
- Western Connecticut State UniversityUniversity or college892
- BELIMO Aircontrols (USA)Air flow controllers, air-conditioning and refrigeration, manufacturing595
- Danbury Mission TechnologiesInstrument lenses manufacturing468
- Leonardo DRS Naval Power SystemsControl equipment, electric, manufacturing384
- Schaeffler Aerospace USABall bearings manufacturing300
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 78 workplaces with 20 or more staff, 14,601 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Strong windRelatively high
- HurricanesRelatively high
- Ice stormsRelatively high
- Winter weatherRelatively high
- Coastal floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across its planning region, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on and the Bridgeport-Stamford-Norwalk, CT metro.
Danbury home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Danbury$490,334
- Connecticut$447,319
- United States$366,157
Sellers are cutting prices on about 1 in 4 Danbury listings, and the typical home goes pending in 16 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Danbury25.96%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Danbury16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Danbury195
New listings per month
Sellers arriving at the market.
- Danbury73
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Danbury$483,607
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Danbury101.34%
Zip codes with a Danbury address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Danbury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Danbury
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 06810 | Danbury | 55,833 | $2,614 | $461,541 |
| 06811 | Danbury | 31,228 | $2,509 | $521,628 |