Dearing, Kansas.
Typical home $80,926 (-5.5% in a year). Coffeyville, KS metro.
to buy the typical home at today's mortgage rate — +$226 (+114%) since Jan 2020.
- 1 year
- Down $4,686 -5%
- $85,612$80,926 since Sep 2025
- 5 years
- Up $15,214 +23%
- $65,712$80,926 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dearing$425
- Kansas$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Dearing, KS fell 5.5% over the past year — slower than the nation's +1.2%.
Living in Dearing, Montgomery County, Kansas
Dearing is a city of 382 people in Montgomery County. Unemployment in Montgomery County was 5.3% in August 2026, and the county had 3.4% fewer jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dearing is a very small city in the southeast corner of Kansas, in Montgomery County. Household incomes across the county run below the national picture, and homes in town are among the more affordable you will find. Winters are cold, with only a modest amount of snow, and summers turn hot by August; rain and melted snow add up to a fairly wet year.
Work. Most residents work in schools, hospitals and social care, in manufacturing, in shops, or in restaurants, hotels and entertainment. Across Montgomery County, some of the largest workplaces are Textron Aviation - Independence, Spears Manufacturing and the Independence school district. Jobs across the county slipped last year, and unemployment is a little higher than it was a year earlier. Most people have a short drive to work, and very few work from home.
Things to do. In or beside town you will find the Rock Valley College Studio Theatre and the Bengt Sjostrom Theatre, both theatres. A longer drive brings you to Elk City State Park, a protected area built around Elk City Lake, a reservoir that suits a day by the water. Also a longer drive away is the Emmett Kelly Museum.
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- 12%below the poverty line
- 16 mintypical commute
- 1%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 14,217 jobs in 2025, 3.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 23°; warmest in August, with highs near 91° and lows near 68°. About 8 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Coffeyville Wtr Wks weather station, 3 miles away (NOAA).
Largest workplaces in Montgomery County
- Textron Aviation - IndependenceAircraft manufacturing605
- Spears ManufacturingFittings, rigid plastics pipe, manufacturing575
- CVRCrude oil refining379
- Standard Motor ProductsVoltage regulators for internal combustion engines manufacturing337
- Independence SchoolsSchool district332FTE
- Acme FoundryCastings, unfinished iron, manufacturing327
- WalmartWarehouse clubs and supercenters291
- John Deere Coffeyville WorksTransmissions and parts, automotive, truck, and bus, manufacturing254
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 41 workplaces with 20 or more staff, 5,284 people in all across the county; Dearing has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesVery high
- Strong windVery high
- Winter weatherVery high
- Ice stormsRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dearing’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Coffeyville, KS metro.
Dearing home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dearing$80,926
- Kansas$246,055
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Dearing address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dearing — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.