Decatur, Georgia.
Typical home $277,179 (-3.2% in a year), asking rent $1,755 (+1.7%). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$644 (+79%) since Jan 2020.
- 1 year
- Down $9,296 -3%
- $286,475$277,179 since Sep 2025
- 5 years
- Up $3,935 +1%
- $273,244$277,179 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Decatur$1,455
- Georgia$1,727
- United States$1,922
Typical home values in Decatur, GA fell 3.2% over the past year — slower than the nation's +1.2%.
Asking rents in Decatur, GA rose 1.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Decatur runs $210/mo more than renting one. The gap peaked at $672 in Oct 2023.
That is $1,965 a month against $1,755 rent: a $1,455 mortgage payment, plus $214 property tax and $297 insurance & upkeep.
Owning vs renting — Decatur
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,965
- Renting$1,755
- Mortgage only$1,455
Property tax · $214/mo 0.93% of value a year — the ACS 2020-2024 median bill over the median home value for Dekalb County, GA
Insurance & upkeep · $297/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Decatur, DeKalb County, Georgia
Decatur is a city of 24,928 people in DeKalb County. Half its households earn more than $139,397 a year and half less, against $80,644 across DeKalb County; 6% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Decatur was 3.3% in August 2026, and DeKalb County had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Decatur is a city where most homes are lived in by their owners, though renters make up a real part of the town too. Household incomes run well above the county's, and the share of residents living below the poverty line is small. Adults here are far more likely than in most places to hold a four-year degree, and the typical home value is a good deal higher than the typical rent would suggest for a small household. Winters are mild and short, with January days cool and nights just above freezing, while summers are hot, with July afternoons well into the upper range of warmth. Rain and melted snow add up to a fairly wet year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in banks, insurance and property, or in government. Among the largest workplaces in Decatur are Agnes Scott College, the Veterans Health Administration and Columbia Theological Seminary. A large share of people work from home, and the typical commute is a bit longer than many would like. Unemployment has eased slightly over the past year, and across DeKalb County the number of jobs has edged up.
Things to do. A short drive takes you into the middle of Atlanta, where Georgia Aquarium and Zoo Atlanta are popular outings. The High Museum of Art and the Jimmy Carter Library and Museum are also a short drive away, and Centennial Olympic Park offers open space in the downtown core. For baseball, Truist Park is a longer drive.
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- 9,557households
- 76%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 38%work from home
What residents work in
Employed residents by industry, from the Census survey. DeKalb County had 312,426 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 33°; warmest in July, with highs near 89° and lows near 70°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Atlanta Peachtree Airport weather station, 7 miles away (NOAA).
Largest workplaces in Decatur
- Agnes Scott CollegeUniversity or college332
- Veterans Health AdministrationFederal government · Department of Veterans Affairs247
- Emory Long-Term Acute CareGeneral medical and surgical hospitals238
- Publix Super MarketsSupermarkets and other grocery stores203
- DecaturMail and parcel delivery117
- Columbia Theological SeminaryUniversity or college100
- AT&TWired telecommunications carriers71
- Sunrise Senior Living, LLC.Assisted living65
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 799 people in all. Colleges come from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Decatur’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeKalb County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Decatur home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Decatur$277,179
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Decatur listings, and the typical home goes pending in 51 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Decatur31.16%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Decatur51
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Decatur1,093
New listings per month
Sellers arriving at the market.
- Decatur229
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Decatur$303,173
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Decatur97.76%
Zip codes with a Decatur address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Decatur — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Decatur
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30032 | Decatur | 42,948 | $1,688 | $233,457 |
| 30034 | Decatur | 41,847 | $1,610 | $233,431 |
| 30030 | Decatur | 31,756 | $1,860 | $635,051 |
| 30033 | Decatur | 31,310 | $1,828 | $471,615 |
| 30035 | Decatur | 21,569 | $1,763 | $219,068 |