Decherd, Tennessee.
Typical home $257,929 (+1.7% in a year). Tullahoma-Manchester, TN metro.
to buy the typical home at today's mortgage rate — +$765 (+130%) since Jan 2020.
- 1 year
- Up $4,343 +2%
- $253,585$257,929 since Sep 2025
- 5 years
- Up $51,467 +25%
- $206,462$257,929 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Decherd$1,354
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Decherd, TN rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Decherd, Franklin County, Tennessee
Decherd is a city of 2,379 people in Franklin County. Half its households earn more than $37,575 a year and half less, against $63,494 across Franklin County; 19% of its people live below the poverty line. Unemployment in Franklin County was 4.0% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Decherd is a small city in Franklin County, Tennessee, with a population that keeps it on the quiet side. Household incomes here run well below the county's, and more people live below the poverty line than is typical, while few adults hold a four-year degree. Winters are cold but short on snow, summers are hot, and rain falls steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and professional and business services close behind. Across Franklin County, some of the largest workplaces are Nissan North America, The University of the South and Franklin County Schools. The typical commute is about as short as in many small towns, and few people work from home.
Things to do. Tims Ford State Park and Woods Reservoir are both a short drive away, offering protected parkland and lake shoreline. McGee Field, a stadium, is also nearby. For a longer outing, Old Stone Fort is an archaeological site worth the extra drive.
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- 1,333households
- 11%of adults have a degree
- 19%below the poverty line
- 20 mintypical commute
- 6%work from home
What people in Franklin County work in
Employed residents by industry, from the Census survey. Franklin County had 11,323 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 30°; warmest in July, with highs near 87° and lows near 68°. About 4 inches of snow and 58 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Winchester 5SE weather station, 4 miles away (NOAA).
Largest workplaces in Franklin County
- Nissan North AmericaEngines and parts, automotive and truck, manufacturing1,375
- The University of the SouthUniversity or college819
- Franklin County SchoolsSchool district742FTE
- Southern Tennessee Medical CenterGeneral hospital588FTE
- WalmartWarehouse clubs and supercenters284
- Hi-Tech Mold & EngineeringMotor vehicle moldings and extrusions, plastics, manufacturing234
- JSPOther plastics product manufacturing140
- K VA T Food StoresSupermarket138
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 3,758 people in all across the county; Decherd has two of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- EarthquakesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Decherd’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Tullahoma-Manchester, TN metro.
Decherd home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Decherd$257,929
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 4 Decherd listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Decherd28.16%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Decherd27
New listings per month
Sellers arriving at the market.
- Decherd6
Zip codes with a Decherd address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Decherd — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.