Defiance, Ohio.
Typical home $184,452 (+3.6% in a year). Defiance, OH metro.
Property tax and schools in Defiance
Defiance’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Defiance is in Defiance County, where its property tax is set. Its homes there are in 3 school districts: Ayersville Local, Defiance City and Northeastern Local. Check your own bill.
to buy the typical home at today's mortgage rate — +$528 (+120%) since Jan 2020.
- 1 year
- Up $6,444 +4%
- $178,007$184,452 since Sep 2025
- 5 years
- Up $39,127 +27%
- $145,324$184,452 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Defiance$968
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Defiance, OH rose 3.6% over the past year — faster than the nation's +1.2%.
Living in Defiance, Defiance County, Ohio
Defiance is a city of 17,066 people in Defiance County. Half its households earn more than $61,439 a year and half less, against $73,064 across Defiance County; 15% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Defiance County was 2.9% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Defiance is a small city in northwest Ohio, set where the Auglaize and Tiffin rivers meet. Residents are somewhat older than in much of the country, and most homes are lived in by their owners. Incomes are below the county's, and fewer adults hold a four-year degree than in many places, though typical home values are modest.
Work. Manufacturing is the largest line of work here, followed by schools, hospitals and social care, then shops and transport. Johns Manville, Defiance City Schools and B&B Molded Products are among the biggest local employers. Commutes are short, and very few people work from home. The job market has softened a little over the past year, though unemployment in the county is lower than it was a year ago.
Things to do. The rivers and the old Fort Defiance are in or beside town, so a walk along the water and a look at the fort's history need no drive at all. Independence Dam State Park is a short drive away, as is the Brooke Site, an archaeological site. Goll Woods State Nature Preserve, a protected area, is a longer drive. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest.
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- 7,412households
- 21%of adults have a degree
- 15%below the poverty line
- 18 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Defiance County had 15,438 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 18°; warmest in July, with highs near 85° and lows near 63°. About 24 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Defiance weather station, a mile away (NOAA).
Largest employers in Defiance
- Johns Manville Corporation (MFG)733
- Wal Mart (RETAIL)598
- Defiance City Schools539
- Bon Secours Mercy Health495
- Mayville Engineering Company - MEC (MFG)471
- Defiance Regional Medical Center432
- Defiance College404
- Defiance County398
From the City of Defiance’s annual financial report for 2023, its schedule of principal employers (its source: “City of Defiance Income Tax Division”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- Ice stormsRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Defiance’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Defiance County and the Defiance, OH metro.
Defiance home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Defiance$184,452
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 5 Defiance listings, and the typical home goes pending in 7 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Defiance21.76%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Defiance7
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Defiance66
New listings per month
Sellers arriving at the market.
- Defiance29
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Defiance$181,495
- United States$371,407
Zip codes with a Defiance address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Defiance — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.