States · Ohio · Defiance County

Defiance, Ohio.

Typical home $184,452 (+3.6% in a year). Defiance, OH metro.

Property tax and schools in Defiance

Defiance’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Defiance is in Defiance County, where its property tax is set. Its homes there are in 3 school districts: Ayersville Local, Defiance City and Northeastern Local. Check your own bill.

What it costs per month · Defiance $968/mo

to buy the typical home at today's mortgage rate — +$528 (+120%) since Jan 2020.

What the home itself did
1 year
Up $6,444 +4%
$178,007$184,452 since Sep 2025
5 years
Up $39,127 +27%
$145,324$184,452 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Defiance $968 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Defiance$968
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Defiance, OH rose 3.6% over the past year — faster than the nation's +1.2%.

Living in Defiance, Defiance County, Ohio

Defiance is a city of 17,066 people in Defiance County. Half its households earn more than $61,439 a year and half less, against $73,064 across Defiance County; 15% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Defiance County was 2.9% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 17,066 in the 2020 census; median age 41.8
Household income $61,439 the median, give or take $6,347 · Defiance County: $73,064
Unemployment 2.9% Defiance County, August 2026; 4.2% a year before
Homes 69% lived in by their owners; 31% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Defiance is a small city in northwest Ohio, set where the Auglaize and Tiffin rivers meet. Residents are somewhat older than in much of the country, and most homes are lived in by their owners. Incomes are below the county's, and fewer adults hold a four-year degree than in many places, though typical home values are modest.

Work. Manufacturing is the largest line of work here, followed by schools, hospitals and social care, then shops and transport. Johns Manville, Defiance City Schools and B&B Molded Products are among the biggest local employers. Commutes are short, and very few people work from home. The job market has softened a little over the past year, though unemployment in the county is lower than it was a year ago.

Things to do. The rivers and the old Fort Defiance are in or beside town, so a walk along the water and a look at the fort's history need no drive at all. Independence Dam State Park is a short drive away, as is the Brooke Site, an archaeological site. Goll Woods State Nature Preserve, a protected area, is a longer drive. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest.

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  • 7,412households
  • 21%of adults have a degree
  • 15%below the poverty line
  • 18 mintypical commute
  • 6%work from home

What residents work in

  • Manufacturing20%
  • Schools, hospitals and social care20%
  • Shops (retail)14%
  • Transport, warehouses and utilities9%
  • Professional and business services8%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Defiance County had 15,438 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 18°; warmest in July, 85° and 63° 20° 40° 60° 80° J 32° 18° F M A M J J 85° 63° A S O N D
Average daily high and low for each month: coldest in January, 32° and 18°; warmest in July, 85° and 63° 20° 40° 60° 80° J 32° 18° F M A M J J 85° 63° A S O N D

Coldest in January, with highs near 32° and lows near 18°; warmest in July, with highs near 85° and lows near 63°. About 24 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Defiance weather station, a mile away (NOAA).

Largest employers in Defiance

  1. Johns Manville Corporation (MFG)733
  2. Wal Mart (RETAIL)598
  3. Defiance City Schools539
  4. Bon Secours Mercy Health495
  5. Mayville Engineering Company - MEC (MFG)471
  6. Defiance Regional Medical Center432
  7. Defiance College404
  8. Defiance County398

From the City of Defiance’s annual financial report for 2023, its schedule of principal employers (its source: “City of Defiance Income Tax Division”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Strong windRelatively high
  2. Inland floodingRelatively high
  3. TornadoesRelatively high
  4. HailRelatively moderate
  5. Ice stormsRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Defiance’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Defiance County and the Defiance, OH metro.

Defiance home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Defiance $184,452 Ohio $245,982 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Defiance$184,452
  • Ohio$245,982
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Defiance listings, and the typical home goes pending in 7 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Defiance 21.76% United States 26.90%
10% 15% 20% 25% 2018 2022 2026
  • Defiance21.76%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 15 20 25 2026 Defiance 7 United States 27
10 15 20 25 2026
  • Defiance7
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Defiance 66
40 60 80 2018 2022 2026
  • Defiance66

New listings per month

Sellers arriving at the market.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Defiance 29
10 20 30 2018 2022 2026
  • Defiance29

Median sale price

What buyers actually paid — closed sales, not asking prices.

$200,000 $250,000 $300,000 $350,000 2026 Defiance $181,495 United States $371,407
$200,000 $250,000 $300,000 $350,000 2026
  • Defiance$181,495
  • United States$371,407

Zip codes with a Defiance address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Defiance — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Defiance