States · Ohio · Delaware County

Delaware, Ohio.

Typical home $413,190 (+0.6% in a year), asking rent $1,622 (+1.9%). Columbus, OH metro.

Property tax and schools in Delaware

Delaware’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Delaware is in Delaware County, where its property tax is set. Its homes there are in 3 school districts: Buckeye Valley Local, Delaware City and Olentangy Local. Check your own bill.

What it costs per month · Delaware $2,169/mo

to buy the typical home at today's mortgage rate — +$1,146 (+112%) since Jan 2020.

What the home itself did
1 year
Up $2,408 +1%
$410,782$413,190 since Sep 2025
5 years
Up $74,264 +22%
$338,926$413,190 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Delaware $2,169 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Delaware$2,169
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Delaware, OH rose 0.6% over the past year — slower than the nation's +1.2%.

Asking rents in Delaware, OH rose 1.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in Delaware runs $1,541/mo more than renting one. The gap peaked at $1,637 in Oct 2023.

That is $3,162 a month against $1,622 rent: a $2,169 mortgage payment, plus $551 property tax and $442 insurance & upkeep.

Owning vs renting — Delaware

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2021 2022 2023 2024 2025 2026 Owning all in $3,162 Renting $1,622 Mortgage only $2,169
$1,000 $2,000 $3,000 2022 2024 2026
  • Owning all in$3,162
  • Renting$1,622
  • Mortgage only$2,169

Property tax · $551/mo 1.60% of value a year — the ACS 2020-2024 median bill over the median home value for Delaware County, OH

Insurance & upkeep · $442/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Delaware, Delaware County, Ohio

Delaware is a city of 41,302 people in Delaware County. Half its households earn more than $99,786 a year and half less, against $133,540 across Delaware County; 8% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Delaware was 3.4% in August 2026, and Delaware County had 2.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 41,302 in the 2020 census; median age 36.9
Household income $99,786 the median, give or take $3,283 · Delaware County: $133,540
Unemployment 3.4% Delaware, August 2026; 3.9% a year before
Homes 65% lived in by their owners; 35% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Delaware is a small city in central Ohio where residents tend to be younger than in many American towns, and where most homes are lived in by their owners. Household incomes run well below the county's, and many adults hold a four-year degree. Winters are cold and snowy, summers are warm, and rain and melted snow fall in fair amounts through the year.

Work. Residents work mostly in schools, hospitals and social care, with professional and business services, manufacturing, and banking, insurance and property also common. Among the largest workplaces in town are Delaware City Schools, Ohio Wesleyan University and PPG Industries. Unemployment has eased a little over the past year, and a fair number of people work from home.

Things to do. In or beside town, the Richard Ross Museum of Art offers a quiet afternoon indoors. A short drive away are Delaware State Park and Alum Creek State Park, both protected areas with room to walk and spend time outdoors. The Columbus Zoo and Aquarium is also a short drive away.

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  • 16,728households
  • 48%of adults have a degree
  • 8%below the poverty line
  • 26 mintypical commute
  • 19%work from home

What residents work in

  • Schools, hospitals and social care30%
  • Professional and business services13%
  • Manufacturing10%
  • Banks, insurance and property9%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Delaware County had 100,816 jobs in 2025, 2.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 21°; warmest in July, 85° and 64° 20° 40° 60° 80° J 35° 21° F M A M J J 85° 64° A S O N D
Average daily high and low for each month: coldest in January, 35° and 21°; warmest in July, 85° and 64° 20° 40° 60° 80° J 35° 21° F M A M J J 85° 64° A S O N D

Coldest in January, with highs near 35° and lows near 21°; warmest in July, with highs near 85° and lows near 64°. About 24 inches of snow and 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Marysville weather station, 12 miles away (NOAA).

Largest workplaces in Delaware

  1. Delaware City SchoolsSchool district947FTE
  2. PPG IndustriesPaint and coating manufacturing717
  3. Kroger Atlanta KMAGeneral warehouse and storage710
  4. Advance Auto Parts DC 23Automotive parts482
  5. Ohio Wesleyan UniversityUniversity or college441
  6. Grady Memorial HospitalGeneral hospital421FTE
  7. Midwest Acoust-A-FiberFiberglass insulation products manufacturing392
  8. VertivUps uninterruptible power supplies manufacturing320

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 55 workplaces with 20 or more staff, 7,293 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Ice stormsRelatively moderate
  3. HailRelatively moderate
  4. Lightningrelatively high in parts of DelawareRelatively moderate
  5. Strong windRelatively moderate
  6. Inland floodingrelatively high in parts of DelawareRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Delaware’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County and the Columbus, OH metro.

Delaware home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Delaware $413,190 Ohio $245,982 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Delaware$413,190
  • Ohio$245,982
  • United States$366,157
Property tax, 2026 roll $5,553/yr median bill inside Delaware, effective 1.43% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Sellers are cutting prices on about 1 in 3 Delaware listings, and the typical home goes pending in 18 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Delaware 36.69% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Delaware36.69%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Delaware 18 United States 27
10 20 30 40 2018 2022 2026
  • Delaware18
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 150 200 250 2018 2019 2020 2021 2022 2023 2024 2025 2026 Delaware 225
100 150 200 250 2018 2022 2026
  • Delaware225

New listings per month

Sellers arriving at the market.

50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Delaware 81
50 75 100 2018 2022 2026
  • Delaware81

Median sale price

What buyers actually paid — closed sales, not asking prices.

$320,000 $340,000 $360,000 $380,000 2023 2024 2025 2026 Delaware $373,009 United States $371,407
$320,000 $340,000 $360,000 $380,000 2023 2024 2025 2026
  • Delaware$373,009
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

96% 98% 100% 102% 2023 2024 2025 2026 Delaware 98.82%
96% 98% 100% 102% 2023 2024 2025 2026
  • Delaware98.82%

Zip codes with a Delaware address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Delaware — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Delaware