Delhi, New York.
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to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Delhi, Delaware County, New York
Delhi is a village of 2,721 people in Delaware County. Half its households earn more than $57,586 a year and half less, against $63,337 across Delaware County; 17% of its people live below the poverty line. 46% of its homes are lived in by their owners and 54% are rented. Unemployment in Delaware County was 4.5% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Delhi is a village and the seat of Delaware County, in the hills of the western Catskills. It is a young place, with a median age far below what most communities see, and more renters than across the county, which is no surprise in a town with a college presence. Incomes sit below the county's, and winters are long and cold, with a great deal of snow, while summers stay comfortably warm.
Work. Most residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, shops, and professional and business services. The largest workplaces in town include the Delaware Academy Central School District at Delhi and Oconnor Hospital, a critical access hospital, along with Golub grocery stores. Commutes are short, and a fair number of people work from home. Across Delaware County, jobs slipped slightly last year and unemployment edged up a little from a year earlier.
Things to do. Water is close at hand, with the Little Delaware River and several creeks and brooks running in or beside town. Spring Lake and Lake Delaware are a short drive away, good for time by the shore. For a longer outing, the National Baseball Hall of Fame and Museum is a longer drive away, as is the Susquehanna River.
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- 802households
- 42%of adults have a degree
- 17%below the poverty line
- 13 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Delaware County had 14,185 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 12°; warmest in July, with highs near 80° and lows near 55°. About 71 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Delhi Southeast weather station, 2 miles away (NOAA).
Largest workplaces in Delhi
- Delaware Academy Central School District at DelhiSchool district157FTE
- Oconnor HospitalCritical access hospital136FTE
- GolubGrocery stores77
- Clark CompaniesAthletic field construction67
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 144 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Winter weatherRelatively high
- Cold wavesRelatively high
- LandslidesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Delhi’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County.
Delhi home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 5 Delhi listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Delhi19
New listings per month
Sellers arriving at the market.
- Delhi7
Zip codes with a Delhi address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Delhi — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.