States · New York · Albany County

Delmar, New York.

Typical home $458,211 (+5.1% in a year), asking rent $1,966 . Albany-Schenectady-Troy, NY metro.

What it costs per month · Delmar $2,405/mo

to buy the typical home at today's mortgage rate — +$1,326 (+123%) since Jan 2020.

What the home itself did
1 year
Up $22,250 +5%
$435,961$458,211 since Sep 2025
5 years
Up $123,080 +37%
$335,132$458,211 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Delmar $2,405 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Delmar$2,405
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Delmar, NY rose 5.1% over the past year — faster than the nation's +1.2%.

Living in Delmar, Albany County, New York

The Census does not count Delmar on its own, so the figures here are Albany County's. Half the county's households earn more than $85,333 a year and half less; 13% of the county's people live below the poverty line. 57% of the county's homes are lived in by their owners and 43% are rented. Unemployment in Albany County was 3.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Albany County work in schools and health care, then professional services.

People 317,000 about, in Albany County: the Census does not count Delmar on its own
Household income $85,333 the median in Albany County, give or take $2,280
Unemployment 3.9% Albany County, August 2026; 3.8% a year before
Homes 57% lived in by their owners; 43% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Delmar is a community in Albany County, New York, close to the state capital of Albany. Winters are cold and snowy, with January the coldest month, while summers are warm and July the warmest. Rain and melted snow fall through the whole year, so the seasons here tend to be wet as well as cold.

Work. Many residents work in schools, hospitals and social care, or in professional and business services. Government and retail also employ people in the county. Jobs in Albany County grew slightly over the past year, and a larger share of homes are lived in by their owners than rented.

Things to do. Fort Orange, an archaeological site, is a short drive away and marks the early history of the area. The New York State Museum, also a short drive away, is a museum that covers the region's natural and cultural history. Cohoes Falls, a waterfall that is a longer drive away, makes a good day trip.

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  • 134,703households
  • 38.4median age
  • 46%of adults have a degree
  • 13%below the poverty line
  • 21 mintypical commute
  • 15%work from home

What people in Albany County work in

  • Schools, hospitals and social care28%
  • Professional and business services13%
  • Government12%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment8%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Albany County had 235,826 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 16°; warmest in July, 84° and 62° 20° 40° 60° 80° J 33° 16° F M A M J J 84° 62° A S O N D
Average daily high and low for each month: coldest in January, 33° and 16°; warmest in July, 84° and 62° 20° 40° 60° 80° J 33° 16° F M A M J J 84° 62° A S O N D

Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 84° and lows near 62°. About 59 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Albany Airport weather station, 10 miles away (NOAA).

Largest workplaces in Albany County

  1. Albany Medical Center HospitalGeneral hospital4,922FTE
  2. St. Peters HospitalGeneral hospital2,895FTE
  3. University at AlbanyUniversity or college2,823
  4. Albany Medical CollegeUniversity or college2,379
  5. JanitronicsJanitorial services1,869
  6. Albany City School DistrictSchool district1,545FTE
  7. Veterans Health AdministrationFederal government · Department of Veterans Affairs1,493
  8. Care DesignHome health care agencies1,255

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 385 workplaces with 20 or more staff, 51,200 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Ice stormsRelatively high
  3. LandslidesRelatively moderate
  4. Inland floodingRelatively moderate
  5. TornadoesRelatively moderate
  6. HurricanesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Albany County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Albany County and the Albany-Schenectady-Troy, NY metro.

Delmar home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Delmar $458,211 New York $524,942 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • Delmar$458,211
  • New York$524,942
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Delmar listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Delmar 22.10% United States 26.90%
15% 20% 25% 2026
  • Delmar22.10%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2021 2022 2023 2024 2025 2026 Delmar 35
10 20 30 40 2022 2024 2026
  • Delmar35

New listings per month

Sellers arriving at the market.

10 15 20 25 2026 Delmar 18
10 15 20 25 2026
  • Delmar18

Zip codes with a Delmar address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Delmar — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Delmar