Denver, Iowa.
Typical home $309,122 (+1.2% in a year). Waterloo-Cedar Falls, IA metro.
to buy the typical home at today's mortgage rate — +$830 (+105%) since Jan 2020.
- 1 year
- Up $3,732 +1%
- $305,391$309,122 since Sep 2025
- 5 years
- Up $69,137 +29%
- $239,985$309,122 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Denver$1,623
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Denver, IA rose 1.2% over the past year — in step with the nation.
Living in Denver, Bremer County, Iowa
Denver is a city of 1,919 people in Bremer County. Half its households earn more than $92,000 a year and half less, against $86,784 across Bremer County; 7% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Bremer County was 3.1% in August 2026, and the county had 1.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Denver is a small city in Bremer County where most homes are lived in by their owners, and residents tend to be younger than in many small Iowa towns. Household incomes run above the county's, and fewer people live below the poverty line than in many places. A four-year degree is common among adults, and winters are cold and snowy, with a warm summer.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops, and banks, insurance and property. Across Bremer County, some of the largest workplaces are Wartburg College, Waverly Health Center and Schumacher Elevator Company. Commutes are short, and a small number of people work from home.
Things to do. The Shell Rock River is a short drive away, as is George Wyth Memorial State Park, a protected area good for time outdoors. For a longer outing, Lost Island Theme Park is an amusement park a longer drive away, and the Cotton Theatre is a theatre in the same longer-drive range.
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- 846households
- 41%of adults have a degree
- 7%below the poverty line
- 18 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Bremer County had 9,525 jobs in 2025, 1.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 11°; warmest in July, with highs near 85° and lows near 64°. About 39 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Waterloo Municipal Airport weather station, 9 miles away (NOAA).
Largest workplaces in Bremer County
- Wartburg CollegeUniversity or college457
- Waverly Health CenterCritical access hospital356FTE
- Waverly-Shell Rock Comm School DistrictSchool district351FTE
- Schumacher Elevator CompanyElevator installation290
- WalmartWarehouse clubs and supercenters273
- Bartels Lutheran Retirement CommunityLong term care244
- FolienceAmbulances assembling on purchased chassis205
- United Equipment AccessoriesRelays, electrical and electronic, manufacturing171
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 2,411 people in all across the county; Denver has two of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Denver’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bremer County and the Waterloo-Cedar Falls, IA metro.
Denver home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Denver$309,122
- Iowa$236,623
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Denver15
Zip codes with a Denver address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Denver — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.