Denver, New York.
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to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Denver, Delaware County, New York
The Census does not count Denver on its own, so the figures here are Delaware County's. Half the county's households earn more than $63,337 a year and half less; 14% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Delaware County was 4.5% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Delaware County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Denver is a town in Delaware County, in the hill country of upstate New York. Its winters are cold, with the coldest weather in January, and its summers are warm. Rain and melted snow fall through much of the year, so the landscape stays green.
Work. Across Delaware County, most homes are lived in by their owners, and residents are older on average than the country as a whole. Many people work in schools, hospitals and social care, in shops, in manufacturing, or in professional and business services. Jobs and unemployment have both shifted slightly in the past year, with fewer jobs and a somewhat higher unemployment rate.
Things to do. Catskill Park is a protected area, a longer drive away, that offers wide stretches of hills and woods. Kaaterskill Falls, also a longer drive away, is a waterfall that many visitors come to see. Schoharie Reservoir, a short drive away, is a reservoir with open water for a quieter outing.
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- 19,203households
- 48.8median age
- 28%of adults have a degree
- 14%below the poverty line
- 26 mintypical commute
- 12%work from home
What people in Delaware County work in
Employed residents by industry, from the Census survey. Delaware County had 14,185 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 11°; warmest in July, with highs near 81° and lows near 56°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lansing Manor weather station, 14 miles away (NOAA).
Largest workplaces in Delaware County
- Amphenol AerospaceConnectors, electronic, manufacturing1,003
- SUNY College of Technology at DelhiUniversity or college494
- SpecGxPatent medicine preparations manufacturing485
- Saputo Cheese USAMilk processing manufacturing241
- Sportsfield SpecialtiesSporting goods manufacturing208
- Sidney Central School DistrictSchool district185FTE
- Personal HealthcareSkilled nursing facilities180
- Walton Central School DistrictSchool district172FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,614 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively moderate
- LandslidesRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Delaware County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County.
Denver home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Denver16
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Denver address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Denver — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.