Derry, New Hampshire.
Typical home $503,007 (+3.3% in a year), asking rent $2,263 (+4.2%). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$1,557 (+144%) since Jan 2020.
- 1 year
- Up $16,220 +3%
- $486,788$503,007 since Sep 2025
- 5 years
- Up $127,718 +34%
- $375,290$503,007 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Derry$2,640
- New Hampshire$2,682
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Derry, NH rose 3.3% over the past year — faster than the nation's +1.2%.
Asking rents in Derry, NH rose 4.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Derry runs $1,576/mo more than renting one. The gap peaked at $1,613 in Jan 2025.
That is $3,839 a month against $2,263 rent: a $2,640 mortgage payment, plus $660 property tax and $539 insurance & upkeep.
Owning vs renting — Derry
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,839
- Renting$2,263
- Mortgage only$2,640
Property tax · $660/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Rockingham County, NH
Insurance & upkeep · $539/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Derry, Rockingham County, New Hampshire
Derry, in Rockingham County, had 22,879 people in the 2020 census. Half its households earn more than $91,673 a year and half less, against $118,331 across Rockingham County; 4% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Rockingham County was 2.9% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Derry is a community in southern New Hampshire, in Rockingham County. Most homes are lived in by their owners, though a good number of households rent. Incomes in town run below the county's, and the typical home here costs a good deal, with rents that are not low either. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many people. Among the largest workplaces in Derry are the Derry Cooperative School District, Pinkerton Academy School District and Parkland Medical Center. A typical commute is fairly long, and some residents work from home.
Things to do. Ballard State Forest and the Robert Frost Farm, both protected areas, are in or beside town. A short drive away are Canobie Lake Park, an amusement park, and America's Stonehenge, an archaeological site. For a longer outing, the Currier Museum of Art is a longer drive away.
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- 8,829households
- 37%of adults have a degree
- 4%below the poverty line
- 29 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Rockingham County had 157,506 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 15°; warmest in July, with highs near 82° and lows near 60°. About 76 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the West Hampstead weather station, 4 miles away (NOAA).
Largest workplaces in Derry
- Derry Cooperative School DistrictSchool district579FTE
- Pinkerton Academy School DistrictSchool district467FTE
- Parkland Medical CenterGeneral hospital371FTE
- WalmartWarehouse clubs and supercenters281
- FusionNursing homes120
- Shaws SupermarketsSupermarkets and other grocery stores98
- First Student83
- DerryMail and parcel delivery56
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,238 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Inland floodingrelatively high in parts of DerryRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Derry’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rockingham County and the Boston-Cambridge-Newton, MA-NH metro.
Derry home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Derry$503,007
- New Hampshire$510,937
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Derry listings, and the typical home goes pending in 13 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Derry23.38%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Derry13
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Derry75
New listings per month
Sellers arriving at the market.
- Derry40
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Derry$471,629
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Derry103.59%
Zip codes with a Derry address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Derry — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.