Dexter, New York.
Typical home $243,854 (+6.0% in a year). Watertown-Fort Drum, NY metro.
to buy the typical home at today's mortgage rate — +$701 (+121%) since Jan 2020.
- 1 year
- Up $13,851 +6%
- $230,003$243,854 since Sep 2025
- 5 years
- Up $58,491 +32%
- $185,363$243,854 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dexter$1,280
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Dexter, NY rose 6.0% over the past year — faster than the nation's +1.2%.
Living in Dexter, Jefferson County, New York
Dexter is a village of 1,004 people in Jefferson County. Unemployment in Jefferson County was 4.2% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Jefferson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dexter is a small village on the Black River in Jefferson County, in the north of New York State. Homes here are valued below what is typical across the country, and household incomes across the county run lower than the national picture. Fewer adults hold a four-year degree than in much of the country, and most people have a short drive to work.
Work. Many residents work in schools, hospitals and social care, with shops, restaurants, hotels and government jobs also common. Across Jefferson County, the largest workplaces include Samaritan Medical Center, the Indian River Central School District and the Carthage Central School District. Jobs across the county have grown only a little over the past year, and few people here work from home.
Things to do. The Black River and Trout Creek run in or beside town, as does Dexter Marsh, a protected area. A short drive away are Thompson Park, Westcott Beach State Park and Fort Tompkins. Winters are cold and snowy, so many of these places are at their best in the warmer months, when summer days are comfortably mild.
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- 318households
- 17%of adults have a degree
- 16 mintypical commute
- 5%work from home
What people in Jefferson County work in
Employed residents by industry, from the Census survey. Jefferson County had 40,563 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 10°; warmest in July, with highs near 79° and lows near 59°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Watertown International Airport weather station, 2 miles away (NOAA).
Largest workplaces in Jefferson County
- Samaritan Medical CenterGeneral hospital1,581FTE
- Indian River Central School DistrictSchool district770FTE
- Carthage Central School DistrictSchool district679FTE
- The Arc Jefferson-St LawrenceGroup homes, intellectual and developmental disability678
- Watertown City School DistrictSchool district637FTE
- Car-freshnerAirfreshners manufacturing490
- WalmartWarehouse clubs and supercenters381
- Carthage Area HospitalCritical access hospital367FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 9,661 people in all across the county; Dexter has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dexter’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Watertown-Fort Drum, NY metro.
Dexter home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dexter$243,854
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 3 Dexter listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dexter31.70%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dexter25
New listings per month
Sellers arriving at the market.
- Dexter8
Zip codes with a Dexter address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dexter — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.