Divide, Montana.
Typical home $496,369 (+4.2% in a year). Butte-Silver Bow, MT metro.
to buy the typical home at today's mortgage rate — +$1,687 (+184%) since Jan 2020.
- 1 year
- Up $20,133 +4%
- $476,236$496,369 since Sep 2025
- 5 years
- Up $143,705 +41%
- $352,664$496,369 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Divide$2,605
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Divide, MT rose 4.2% over the past year — faster than the nation's +1.2%.
Living in Divide, Silver Bow County, Montana
The Census does not count Divide on its own, so the figures here are Silver Bow County's. Half the county's households earn more than $61,754 a year and half less; 15% of the county's people live below the poverty line. 71% of the county's homes are lived in by their owners and 29% are rented. Unemployment in Silver Bow County was 3.5% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in Silver Bow County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Divide is a small town in Silver Bow County, in southwestern Montana. Across the county, the typical resident is middle-aged, and most homes are lived in by their owners. More residents live below the poverty line than across the country as a whole, and fewer adults hold a four-year degree than the national average.
Work. Across Silver Bow County, many people work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in the building trades. Unemployment is low and lower than it was the previous summer, though the county had slightly fewer jobs in the most recent year than the year before. Most people's commutes are short, and few work from home.
Things to do. Wise River, a river a short drive away, is the closest of the nearby places. Further off, the Berkeley Pit, a well-known lake, and the World Museum of Mining, a museum, are both a longer drive away. Winters here are cold and snowy, and summers are warm, so the time of year shapes which outings are most pleasant.
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- 15,419households
- 40.5median age
- 28%of adults have a degree
- 15%below the poverty line
- 17 mintypical commute
- 8%work from home
What people in Silver Bow County work in
Employed residents by industry, from the Census survey. Silver Bow County had 16,486 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 31° and lows near 9°; warmest in July, with highs near 82° and lows near 46°. About 15 inches of snow and 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Divide weather station, 3 miles away (NOAA).
Largest workplaces in Silver Bow County
- Montana Technological UniversityUniversity or college479
- Saint James HealthcareGeneral hospital417FTE
- WalmartWarehouse clubs and supercenters401
- Butte Elem SchoolsSchool district352FTE
- Integrated Manufacturing Montana Precision Products201
- REC Advanced Silicon MaterialsNonferrous metals smelting and refining, primary194
- Butte H S SchoolsSchool district163FTE
- BSWWorkshops for persons with disabilities124
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 2,762 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LandslidesRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Silver Bow County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Silver Bow County and the Butte-Silver Bow, MT metro.
Divide home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Divide$496,369
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Divide address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Divide — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.