Dobbs Ferry, New York.
Typical home $1,039,061 (+11.5% in a year), asking rent $3,629 (+14.8%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,948 (+118%) since Jan 2020.
- 1 year
- Up $106,905 +11%
- $932,156$1,039,061 since Sep 2025
- 5 years
- Up $277,555 +36%
- $761,506$1,039,061 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dobbs Ferry$5,454
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Dobbs Ferry, NY rose 11.5% over the past year — faster than the nation's +1.2%.
Asking rents in Dobbs Ferry, NY rose 14.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Dobbs Ferry runs $4,243/mo more than renting one — the widest that gap has been in this data.
That is $7,872 a month against $3,629 rent: a $5,454 mortgage payment, plus $1,306 property tax and $1,112 insurance & upkeep.
Owning vs renting — Dobbs Ferry
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$7,872
- Renting$3,629
- Mortgage only$5,454
Property tax · $1,306/mo 1.51% of value a year — the ACS 2020-2024 median bill over the median home value for Westchester County, NY
Insurance & upkeep · $1,112/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Dobbs Ferry, Westchester County, New York
Dobbs Ferry is a village of 11,541 people in Westchester County. Half its households earn more than $165,417 a year and half less, against $118,976 across Westchester County; 7% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Westchester County was 4.0% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dobbs Ferry is a village in Westchester County, and its household incomes run well above the county's. Most homes are lived in by their owners, and typical home values and rents are high. Residents tend to be middle-aged, and a four-year degree is held by most adults. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a good deal over the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, or in media and telecoms. In the village itself, some of the largest workplaces are Children's Village Headquarters, the Dobbs Ferry Union Free School District and Stop & Shop. Commutes are fairly long, and a good number of people work from home. Across Westchester County, unemployment is little changed from a year ago, and the number of jobs has edged up.
Things to do. The Hudson River, one of the best known rivers in the country, is a longer drive away. So is Central Park, the famous garden in the city, along with the Metropolitan Museum of Art. The Bronx Zoo is also a longer drive away.
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- 3,962households
- 70%of adults have a degree
- 7%below the poverty line
- 33 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. Westchester County had 433,070 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 64°. About 33 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dobbs Ferry-ardsley weather station, 2 miles away (NOAA).
Largest workplaces in Dobbs Ferry
- Children's Village HeadquartersChildren's villages951
- Greenburgh-north Castle Union Free School DistrictSchool district320FTE
- Dobbs Ferry Union Free School DistrictSchool district282FTE
- Stop & ShopGrocery stores90
- MOM's Organic Market - Dobbs FerryGrocery stores53
- Dobbs FerryMail and parcel delivery22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 1,116 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dobbs Ferry’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westchester County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Dobbs Ferry home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dobbs Ferry$1,039,061
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 18 Dobbs Ferry listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dobbs Ferry5.68%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dobbs Ferry23
New listings per month
Sellers arriving at the market.
- Dobbs Ferry8
Zip codes with a Dobbs Ferry address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dobbs Ferry — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.