Dover, Kentucky.
Typical home $186,197 (-6.0% in a year). Maysville, KY metro.
to buy the typical home at today's mortgage rate — +$530 (+119%) since Jan 2020.
- 1 year
- Down $11,931 -6%
- $198,128$186,197 since Sep 2025
- 5 years
- Up $26,360 +16%
- $159,837$186,197 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dover$977
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Dover, KY fell 6.0% over the past year — slower than the nation's +1.2%.
Living in Dover, Mason County, Kentucky
Dover is a city of 221 people in Mason County. Unemployment in Mason County was 5.2% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most people in Mason County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dover is a very small river town in Mason County, Kentucky, with few residents and a quiet, close-knit feel. Homes here are modestly priced, and relatively few adults hold a four-year degree. Winters are cold, with snow on some days, and summers are warm; rain and melted snow add up to a good deal through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also common. Across Mason County, the largest workplaces include Mason County Schools, Walmart and Meadowview Regional Medical Center. Unemployment across the county has eased a little compared with a year earlier, though the county has slightly fewer jobs than it did the year before.
Things to do. In or beside town, the John P. Parker House and the John Rankin House are museums tied to the region's Ohio River history. A short drive away are the Rosemary Clooney Museum and the Washington Opera House, a theatre. For time outdoors, Adams Lake State Park is a longer drive away.
Report a mistake
- 4%of adults have a degree
What people in Mason County work in
Employed residents by industry, from the Census survey. Mason County had 7,872 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 17°; warmest in July, with highs near 86° and lows near 60°. About 17 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ripley Experiment Farm weather station, 5 miles away (NOAA).
Largest workplaces in Mason County
- Mason County SchoolsSchool district363FTE
- WalmartWarehouse clubs and supercenters316
- Maysville Community and Technical CollegeTwo-year college285
- Meadowview Regional Medical CenterGeneral hospital279FTE
- Power Prod - Spurlock PP/SSPower generation, fossil fuel, electric261
- Green TokaiMotor vehicle moldings and extrusions, plastics, manufacturing233
- Mitsubishi Electric AutomotiveAutomotive harness and ignition sets manufacturing176
- Kroger Cincinnati-Dayton KMASupermarkets and other grocery except convenience stores175
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 2,056 people in all across the county; Dover has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dover’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mason County and the Maysville, KY metro.
Dover home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dover$186,197
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Dover address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dover — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.