Dover, Minnesota.
Typical home $378,291 (+5.2% in a year). Rochester, MN metro.
to buy the typical home at today's mortgage rate — +$998 (+101%) since Jan 2020.
- 1 year
- Up $18,697 +5%
- $359,594$378,291 since Sep 2025
- 5 years
- Up $61,568 +19%
- $316,723$378,291 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dover$1,986
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Dover, MN rose 5.2% over the past year — faster than the nation's +1.2%.
Living in Dover, Olmsted County, Minnesota
Dover is a city of 782 people in Olmsted County. Half its households earn more than $116,250 a year and half less, against $95,406 across Olmsted County; 4% of its people live below the poverty line. Unemployment in Olmsted County was 3.8% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dover is a very small city in Olmsted County, with a quiet, close-knit feel. Household incomes run well above the county's, and few residents live below the poverty line. Homes here are valued above what is typical for many communities, and a good number of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month and highs staying below freezing, while July brings warm days and the year is fairly wet.
Work. Many residents work in schools, hospitals and social care, with others in shops, manufacturing and the building trades. Across Olmsted County, the largest workplaces include Mayo Clinic Hospital Rochester, the Rochester Public School District and Olmsted County itself. Unemployment across the county is a little higher than a year ago, though the county has added jobs over the past year. The typical commute is a moderate one, and some residents work from home.
Things to do. Whitewater State Park, a protected area, is a short drive away, as is Bear Creek, a river. For a longer outing, Carley State Park and Forestville/Mystery Cave State Park are both protected areas reachable by a longer drive. These make for good days outdoors in any season.
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- 282households
- 34%of adults have a degree
- 4%below the poverty line
- 27 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Olmsted County had 105,239 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 7°; warmest in July, with highs near 80° and lows near 61°. About 53 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rochester International Airport weather station, 18 miles away (NOAA).
Largest workplaces in Olmsted County
- Mayo Clinic Hospital RochesterGeneral hospital9,072FTE
- Rochester Public School DistrictSchool district2,256FTE
- Olmsted CountyGeneral public administration1,381
- Mayo Clinic College of Medicine and ScienceUniversity or college1,232
- City of RochesterParks and recreation commission, government1,182
- Olmsted Medical CenterGeneral hospital948FTE
- Benchmark RochesterPrinted circuit assemblies manufacturing664
- Rochester Athletic ClubAthletic club facilities, physical fitness508
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 200 workplaces with 20 or more staff, 47,705 people in all across the county; Dover has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- HailRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dover’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Olmsted County and the Rochester, MN metro.
Dover home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dover$378,291
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Dover address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dover — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.