Dover, Tennessee.
Typical home $254,389 (+1.0% in a year). Clarksville, TN-KY metro.
to buy the typical home at today's mortgage rate — +$723 (+118%) since Jan 2020.
- 1 year
- Up $2,552 +1%
- $251,837$254,389 since Sep 2025
- 5 years
- Up $42,638 +20%
- $211,750$254,389 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dover$1,335
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Dover, TN rose 1.0% over the past year — in step with the nation.
Living in Dover, Stewart County, Tennessee
Dover is a city of 1,826 people in Stewart County. Half its households earn more than $75,190 a year and half less, against $63,114 across Stewart County; 7% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Stewart County was 4.3% in August 2026, and the county had 6.5% fewer jobs in 2025 than the year before. The most people in Stewart County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dover is a small city and the seat of Stewart County, Tennessee. Households here earn more than the county's households as a whole, and most homes are lived in by their owners. Winters are cold, with some snow, and summers turn warm, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops also employing many. Among the largest workplaces in Dover are Stewart County Schools, Nashville Wire Products Company and the National Park Service. Commutes run a little longer than a quick hop across town, and few people work from home.
Things to do. Fort Donelson National Battlefield, a Civil War site and its fort, lies in or beside town. A short drive away is Cross Creeks National Wildlife Refuge, a protected area for wildlife. A longer drive brings you to Land Between the Lakes National Recreation Area, a large protected area for outdoor recreation.
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- 689households
- 25%of adults have a degree
- 7%below the poverty line
- 28 mintypical commute
- 5%work from home
What people in Stewart County work in
Employed residents by industry, from the Census survey. Stewart County had 2,828 jobs in 2025, 6.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 27°; warmest in July, with highs near 88° and lows near 69°. About 4 inches of snow and 55 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dover West weather station, a mile away (NOAA).
Largest workplaces in Dover
- Stewart County SchoolsSchool district331FTE
- Nashville Wire Products CompanyFabrics, woven wire, made from purchased wire85
- DoverMail and parcel delivery24
- National Park ServiceFederal government · Department of the Interior23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 109 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- TornadoesVery high
- Ice stormsRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- EarthquakesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dover’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stewart County and the Clarksville, TN-KY metro.
Dover home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dover$254,389
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Dover listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dover28.98%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dover44
New listings per month
Sellers arriving at the market.
- Dover9
Zip codes with a Dover address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dover — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.