Duck, West Virginia.
Typical home $137,714 (+3.0% in a year). Charleston, WV metro.
to buy the typical home at today's mortgage rate — +$411 (+132%) since Jan 2020.
- 1 year
- Up $4,057 +3%
- $133,657$137,714 since Sep 2025
- 5 years
- Up $23,036 +20%
- $114,678$137,714 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Duck$723
- West Virginia$927
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Duck, WV rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Duck, Clay County, West Virginia
The Census does not count Duck on its own, so the figures here are Clay County's. 76% of the county's homes are lived in by their owners and 24% are rented. Unemployment in Clay County was 6.0% in August 2026, and the county had 7.1% fewer jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then construction.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Duck is a small town in Clay County, in the hills of central West Virginia, where most homes are lived in by their owners. Many residents are older than people in much of the country, and a larger share live below the poverty line than across the country as a whole. Winters are cold and January is the coldest month, summers are warm with July the warmest, and snow falls most winters, along with a good deal of rain.
Work. Most people in the area work in schools, hospitals and social care, in the building trades, in government, or in shops. Jobs fell over the past year, and unemployment has eased from a year earlier but remains a concern for many families. Relatively few adults hold a four-year degree, and most people drive a long way to reach their jobs, with few working from home.
Things to do. Birch River runs in or beside the town, making it the most convenient place for a walk or a quiet afternoon by the water. The West Fork Little Kanawha River is a short drive away and offers another river setting close at hand. For a wider outing, the Gauley River National Recreation Area is a longer drive away and is a protected area of rivers and wild country.
Report a mistake
- 2,972households
- 45.4median age
- 11%of adults have a degree
- 26%below the poverty line
- 45 mintypical commute
- 7%work from home
What people in Clay County work in
Employed residents by industry, from the Census survey. Clay County had 1,572 jobs in 2025, 7.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 85° and lows near 64°. About 17 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gassaway weather station, 10 miles away (NOAA).
Largest workplaces in Clay County
- Clay County SchoolsSchool district247FTE
- Wvnh EMPNursing care facilities79
- C S MasonryCement block laying35
- Pierson Lumber CompanyBoards, wood, made from logs or bolts24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 138 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clay County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Charleston, WV metro.
Duck home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Duck$137,714
- West Virginia$176,576
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Duck4
Zip codes with a Duck address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Duck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.