Duluth, Georgia.
Typical home $433,804 (-2.6% in a year), asking rent $1,648 (-0.3%). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$1,250 (+122%) since Jan 2020.
- 1 year
- Down $11,581 -3%
- $445,384$433,804 since Sep 2025
- 5 years
- Up $81,654 +23%
- $352,150$433,804 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Duluth$2,277
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Duluth, GA fell 2.6% over the past year — slower than the nation's +1.2%.
Asking rents in Duluth, GA fell 0.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Duluth runs $1,436/mo more than renting one. The gap peaked at $1,638 in Jan 2025.
That is $3,085 a month against $1,648 rent: a $2,277 mortgage payment, plus $343 property tax and $464 insurance & upkeep.
Owning vs renting — Duluth
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,085
- Renting$1,648
- Mortgage only$2,277
Property tax · $343/mo 0.95% of value a year — the ACS 2020-2024 median bill over the median home value for Gwinnett County, GA
Insurance & upkeep · $464/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Duluth, Gwinnett County, Georgia
Duluth is a city of 31,873 people in Gwinnett County. Half its households earn more than $95,331 a year and half less, against $87,890 across Gwinnett County; 9% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Duluth was 3.2% in August 2026, and Gwinnett County had 0.9% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Duluth is a city in Gwinnett County, Georgia, with a population that has grown to a good size over the years. Residents are somewhat older than in many places, and incomes run above the county's. More homes are lived in by their owners than rented, and a four-year degree is common among adults. Winters are mild and cool, summers are hot, and the year brings plenty of rain.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Among the largest workplaces in Duluth are Northside Hospital - Duluth, Broadcom and Publix Super Markets. Jobs across Gwinnett County have grown slightly over the past year, and unemployment in the city is low and close to where it stood a year earlier.
Things to do. Atlanta Silverbacks Park, a stadium, is a short drive away. Farther afield, a longer drive brings you to Lake Lanier, a large reservoir, and to the Georgia Aquarium. The High Museum of Art, also a longer drive away, is an art museum.
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- 13,203households
- 54%of adults have a degree
- 9%below the poverty line
- 30 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Gwinnett County had 390,169 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 33°; warmest in July, with highs near 89° and lows near 70°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Atlanta Peachtree Airport weather station, 12 miles away (NOAA).
Largest workplaces in Duluth
- Northside Hospital - DuluthGeneral hospital928FTE
- Suzanna's KitchenDinners, frozen, manufacturing600
- WalmartWarehouse clubs and supercenters378
- BroadcomSemiconductor devices manufacturing207
- Network Cabling InfrastructuresComputer and network cable installation200
- Publix Super MarketsSupermarkets and other grocery stores148
- Publix Super MarketsSupermarkets and other grocery stores136
- DuluthMail and parcel delivery130
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 4,270 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- HailRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Duluth’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gwinnett County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Duluth home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Duluth$433,804
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Duluth listings, and the typical home goes pending in 42 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Duluth28.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Duluth42
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Duluth340
New listings per month
Sellers arriving at the market.
- Duluth82
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Duluth$407,701
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Duluth97.51%
Zip codes with a Duluth address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Duluth — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Duluth
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30096 | Duluth | 71,732 | $1,616 | $403,704 |
| 30097 | Duluth | 46,876 | $1,934 | $706,506 |