Dunlap, Tennessee.
Typical home $270,292 (+2.6% in a year). Chattanooga, TN-GA metro.
to buy the typical home at today's mortgage rate — +$814 (+135%) since Jan 2020.
- 1 year
- Up $6,938 +3%
- $263,355$270,292 since Sep 2025
- 5 years
- Up $58,733 +28%
- $211,559$270,292 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dunlap$1,419
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Dunlap, TN rose 2.6% over the past year — faster than the nation's +1.2%.
Living in Dunlap, Sequatchie County, Tennessee
Dunlap is a city of 5,357 people in Sequatchie County. Half its households earn more than $45,589 a year and half less, against $58,750 across Sequatchie County; 34% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Sequatchie County was 3.9% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most residents work in shops, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dunlap is a small city and the seat of Sequatchie County. Most homes are lived in by their owners, though incomes run below the county's and a good many residents live on tight budgets. Winters are cool, with only a little snow, and summers are warm, with plenty of rain through the year. Fewer adults hold a four-year degree than in many towns, and the commute to work is a fairly ordinary one.
Work. Residents work mostly in shops, manufacturing, schools, hospitals and social care, and the building trades. Among the largest workplaces in Dunlap are Sequatchie County Schools, Walmart and Morton Industries Dunlap. Unemployment in the county is a little lower than a year ago, though the county has fewer jobs than it did the year before, and a fair number of people work from home.
Things to do. Waterfalls and rivers are the main draw nearby. Cane Creek Falls is one of the closest-known waterfalls, and Fall Creek Falls State Park is a larger park with more falls, both a longer drive away. The Tennessee Aquarium is another longer drive for a day out.
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- 2,113households
- 16%of adults have a degree
- 34%below the poverty line
- 25 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Sequatchie County had 3,537 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 32°; warmest in August, with highs near 88° and lows near 67°. About 3 inches of snow and 64 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Whitwell-sequatchie Vly weather station, 7 miles away (NOAA).
Largest workplaces in Dunlap
- Sequatchie County SchoolsSchool district339FTE
- WalmartWarehouse clubs and supercenters218
- NHC SequatchieNursing homes158
- Morton Industries DunlapMachine shops32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 408 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Strong windRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dunlap’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sequatchie County and the Chattanooga, TN-GA metro.
Dunlap home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dunlap$270,292
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 4 Dunlap listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dunlap24.97%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dunlap81
New listings per month
Sellers arriving at the market.
- Dunlap18
Zip codes with a Dunlap address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dunlap — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.