States · California · Placer County

Dutch Flat, California.

Typical home $364,868 (+0.2% in a year). Sacramento-Roseville-Folsom, CA metro.

What it costs per month · Dutch Flat $1,915/mo

to buy the typical home at today's mortgage rate — +$881 (+85%) since Jan 2020.

What the home itself did
1 year
Up $841 +0%
$364,027$364,868 since Sep 2025
5 years
Up $6,044 +2%
$358,824$364,868 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Dutch Flat $1,915 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Dutch Flat$1,915
  • California$3,997
  • United States$1,922

Typical home values in Dutch Flat, CA rose 0.2% over the past year — slower than the nation's +1.2%.

Living in Dutch Flat, Placer County, California

Dutch Flat, in Placer County, had 183 people in the 2020 census. Unemployment in Placer County was 4.5% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Placer County work in schools and health care, then professional services.

People 183 in the 2020 census
Household income Too few homes in Dutch Flat for the Census survey to measure.
Unemployment 4.5% Placer County, August 2026; 4.7% a year before
Homes Too few homes in Dutch Flat for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Dutch Flat is a very small community in the Sierra Nevada foothills of Placer County, home to far fewer people than most towns. Winters are cold and wet, with the coolest days in December, while July brings warm days, and a good deal of rain and melted snow falls over the year. Household incomes across Placer County run well above those in most of the country, and homes in the area are priced to match a rural foothill setting.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, or in banks, insurance and property. Commutes are long, which reflects how far this community sits from the larger job centers. Across Placer County, some of the biggest workplaces are Sutter Roseville Medical Center and several California Department of Transportation facilities.

Things to do. Sugar Pine Reservoir and Scotts Flat Reservoir are both a short drive away, and are good for time by the water. A longer drive brings Tahoe National Forest, a large protected area for walking and camping, and Sugar Bowl Ski Resort for winter days on the slopes. History-minded visitors can head to Malakoff Diggins State Historic Park, also a longer drive away.

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  • 70 mintypical commute

What people in Placer County work in

  • Schools, hospitals and social care24%
  • Professional and business services14%
  • Shops (retail)10%
  • Banks, insurance and property8%
  • Government8%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Placer County had 188,212 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 45° and 34°; warmest in July, 78° and 63° 30° 40° 50° 60° 70° 80° J F M A M J J 78° 63° A S O N D 45° 34°
Average daily high and low for each month: coldest in December, 45° and 34°; warmest in July, 78° and 63° 30° 40° 50° 60° 70° 80° J F M A M J J 78° 63° A S O N D 45° 34°

Coldest in December, with highs near 45° and lows near 34°; warmest in July, with highs near 78° and lows near 63°. About 62 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Blue Canyon Airport weather station, 8 miles away (NOAA).

Largest workplaces in Placer County

  1. Sutter Roseville Medical CenterGeneral hospital2,633FTE
  2. Thunder Valley Casino ResortHotels, resort, with casinos2,232
  3. KFH - RosevilleGeneral hospital2,038FTE
  4. 24 Hour Home CareSenior citizens centers1,385
  5. City of Roseville Main OfficesPersonnel offices, government1,300
  6. Penumbra, Inc. - Roseville CampusCatheters manufacturing1,258
  7. Roseville City Elementary SchoolsSchool district1,143FTE
  8. Sierra CollegeTwo-year college1,122

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 362 workplaces with 20 or more staff, 57,395 people in all across the county; Dutch Flat has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireVery high
  2. AvalanchesRelatively high
  3. LandslidesRelatively moderate
  4. Winter weatherRelatively moderate
  5. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dutch Flat’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Placer County and the Sacramento-Roseville-Folsom, CA metro.

Dutch Flat home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Dutch Flat $364,868 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Dutch Flat$364,868
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Dutch Flat address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dutch Flat — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Dutch Flat