Elizabeth, Illinois.
Typical home $196,624 (+3.3% in a year).
to buy the typical home at today's mortgage rate — +$580 (+128%) since Jan 2020.
- 1 year
- Up $6,244 +3%
- $190,380$196,624 since Sep 2025
- 5 years
- Up $54,594 +38%
- $142,030$196,624 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elizabeth$1,032
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Elizabeth, IL rose 3.3% over the past year — faster than the nation's +1.2%.
Living in Elizabeth, Jo Daviess County, Illinois
Elizabeth is a village of 694 people in Jo Daviess County. Unemployment in Jo Daviess County was 3.0% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elizabeth is a village, one of the smaller communities in Jo Daviess County, in the hilly northwest corner of Illinois. Winters are cold and snowy, with January the coldest month, and summers are warm in July. Homes here cost less than in much of the country, and fewer adults hold a four-year degree than in many larger places.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. A typical commute is a modest drive, and only a small number of people work from home. Across Jo Daviess County, some of the largest workplaces are Walmart, Galena USD and Midwest Medical Center.
Things to do. Apple River Fort, a museum, sits in or beside town. A short drive away are the Apple River and Lake Galena for time on the water. Farther afield, Apple River Canyon State Park is a protected area with trails and scenery, reached by a longer drive.
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- 425households
- 25%of adults have a degree
- 8%below the poverty line
- 21 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Jo Daviess County had 7,551 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 10°; warmest in July, with highs near 83° and lows near 61°. About 30 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Elizabeth weather station, under a mile away (NOAA).
Largest workplaces in Jo Daviess County
- WalmartWarehouse clubs and supercenters235
- CVR EnergyNitrogenous fertilizer materials manufacturing152
- Crescent Electric Supply CoMotors, electric, merchant wholesalers151
- Galena USD 120School district145FTE
- Midwest Medical CenterCritical access hospital119FTE
- Stockton CUSD 206School district101FTE
- Brewster CheeseCheese, natural, manufacturing99
- River Ridge CUSD 210School district95FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,190 people in all across the county; Elizabeth has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elizabeth’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jo Daviess County.
Elizabeth home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elizabeth$196,624
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elizabeth12
Zip codes with a Elizabeth address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elizabeth — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.