States · Wisconsin · Walworth County

Elkhorn, Wisconsin.

Typical home $342,685 (+2.0% in a year), asking rent $1,545 . Whitewater, WI metro.

What it costs per month · Elkhorn $1,799/mo

to buy the typical home at today's mortgage rate — +$993 (+123%) since Jan 2020.

What the home itself did
1 year
Up $6,801 +2%
$335,884$342,685 since Sep 2025
5 years
Up $62,420 +22%
$280,265$342,685 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Elkhorn $1,799 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Elkhorn$1,799
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Elkhorn, WI rose 2.0% over the past year — faster than the nation's +1.2%.

Living in Elkhorn, Walworth County, Wisconsin

Elkhorn is a city of 10,247 people in Walworth County. Half its households earn more than $77,649 a year and half less, against $80,520 across Walworth County; 8% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Walworth County was 3.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 10,247 in the 2020 census; median age 37.6
Household income $77,649 the median, give or take $7,036 · Walworth County: $80,520
Unemployment 3.0% Walworth County, August 2026; 2.8% a year before
Homes 55% lived in by their owners; 45% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Elkhorn is a small Wisconsin city and the seat of Walworth County. Residents are somewhat younger than in many American towns, and incomes run a little below the county's. Owners and renters share the town's homes fairly evenly, with owners slightly ahead, and a four-year degree is held by fewer adults than in much of the country. Winters are cold, with January the coldest month, and summers are pleasantly warm, with the rain and melted snow spread through the year.

Work. Schools, hospitals and social care employ more of the town's residents than any other field, followed by manufacturing, shops and professional and business services. The largest workplaces in Elkhorn include the Elkhorn Area School District, the packaging company Maxus Operations and the electrical contractor Adams. Joblessness across Walworth County is low and has been steady, and the county has added a few jobs over the past year. A typical commute is a modest one.

Things to do. Geneva Lake, a short drive away, is the best known nearby place for time on the water. Big Foot Beach State Park, also a short drive away, is a protected shoreline area for walking and picnics. For a night out or a winter day, Alpine Valley Music Theatre and Alpine Valley Resort, a ski area, are both a short drive away.

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  • 4,207households
  • 30%of adults have a degree
  • 8%below the poverty line
  • 21 mintypical commute
  • 10%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing21%
  • Shops (retail)11%
  • Professional and business services10%
  • Building trades10%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Walworth County had 45,772 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 29° and 13°; warmest in July, 83° and 61° 20° 40° 60° 80° J 29° 13° F M A M J J 83° 61° A S O N D
Average daily high and low for each month: coldest in January, 29° and 13°; warmest in July, 83° and 61° 20° 40° 60° 80° J 29° 13° F M A M J J 83° 61° A S O N D

Coldest in January, with highs near 29° and lows near 13°; warmest in July, with highs near 83° and lows near 61°. About 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Delavan Wwtp weather station, 7 miles away (NOAA).

Largest workplaces in Elkhorn

  1. Elkhorn Area School DistrictSchool district440FTE
  2. Maxus OperationsPackaging services361
  3. AdamsElectrical contractors143
  4. Applied Material SolutionsOil additive preparations manufacturing133
  5. MaxPaxPackaging services133
  6. Reader Precision SolutionsPrecision turned product manufacturing117
  7. Midwest Refrigerated TransportGeneral freight trucking, long-distance, truckload92
  8. Southern Lakes Plumbing & HeatingPlumbing and heating contractors58

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 1,549 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. TornadoesRelatively moderate
  3. Cold wavesRelatively moderate
  4. Strong windRelatively moderate
  5. LightningRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Walworth County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Walworth County and the Whitewater, WI metro.

Elkhorn home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Elkhorn $342,685 Wisconsin $337,196 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Elkhorn$342,685
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $4,277/yr median bill inside Elkhorn, effective 0.98% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 6 Elkhorn listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2026 Elkhorn 16.54% United States 26.90%
10% 15% 20% 25% 2026
  • Elkhorn16.54%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Elkhorn 29
20 30 40 50 2018 2022 2026
  • Elkhorn29

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Elkhorn 11
5 8 10 12 2026
  • Elkhorn11

Zip codes with a Elkhorn address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elkhorn — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.