Elmhurst, Illinois.
Typical home $635,289 (+8.8% in a year), asking rent $2,453 (+4.3%). Chicago-Naperville-Elgin, IL-IN-WI metro.
to buy the typical home at today's mortgage rate — +$1,720 (+107%) since Jan 2020.
- 1 year
- Up $51,239 +9%
- $584,050$635,289 since Sep 2025
- 5 years
- Up $151,222 +31%
- $484,068$635,289 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elmhurst$3,334
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Elmhurst, IL rose 8.8% over the past year — faster than the nation's +1.2%.
Asking rents in Elmhurst, IL rose 4.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Elmhurst runs $2,644/mo more than renting one — the widest that gap has been in this data.
That is $5,098 a month against $2,453 rent: a $3,334 mortgage payment, plus $1,083 property tax and $680 insurance & upkeep.
Owning vs renting — Elmhurst
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,098
- Renting$2,453
- Mortgage only$3,334
Property tax · $1,083/mo 2.05% of value a year — the ACS 2020-2024 median bill over the median home value for DuPage County, IL
Insurance & upkeep · $680/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Elmhurst, DuPage County, Illinois
Elmhurst is a city of 45,786 people in DuPage County. Half its households earn more than $149,644 a year and half less, against $112,096 across DuPage County; 3% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Elmhurst was 4.7% in August 2026, and DuPage County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elmhurst is a city in DuPage County, where most homes are lived in by their owners and incomes run well above the county's. Residents tend to be older than in many towns, and a four-year degree is common among adults. Winters are cold and snowy, with January the coldest month, while summers turn warm, with July the warmest, and rain and melted snow fall through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in banks, insurance and property, or in manufacturing. Some of the biggest workplaces in Elmhurst are Elmhurst Memorial Hospital, McMaster-Carr Supply Company and Elmhurst University. A good number of people work from home, and commutes for the rest are fairly long.
Things to do. The big attractions are in Chicago, a longer drive away. The best known are the United Center, a stadium, and the Art Institute of Chicago, a museum. Millennium Park, a garden, is also among the nearby places, and it too is a longer drive away.
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- 16,795households
- 64%of adults have a degree
- 3%below the poverty line
- 29 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. DuPage County had 629,392 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 19°; warmest in July, with highs near 84° and lows near 66°. About 38 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chicago Ohare International Airport weather station, 7 miles away (NOAA).
Largest workplaces in Elmhurst
- Elmhurst Memorial HospitalGeneral hospital2,000FTE
- Superior Ambulance ServicesPrivate ambulance services1,837
- McMaster-Carr Supply CompanyDistributor of industrial supplies1,828
- Elmhurst SD 205School district919FTE
- Elmhurst Park DistirctCity and town managers' offices776
- Elmhurst UniversityUniversity or college773
- Superior Air-Ground Ambulance Service of MichiganAir ambulance services419
- Superior Air Ground Ambulance Service of WisconsinAir ambulance services326
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 64 workplaces with 20 or more staff, 13,663 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- TornadoesRelatively high
- Inland floodingrelatively high in parts of ElmhurstRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elmhurst’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DuPage County and the Chicago-Naperville-Elgin, IL-IN-WI metro.
Elmhurst home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elmhurst$635,289
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Elmhurst listings, and the typical home goes pending in 19 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Elmhurst33.64%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Elmhurst19
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elmhurst106
New listings per month
Sellers arriving at the market.
- Elmhurst37
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Elmhurst$612,531
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Elmhurst99.78%
Zip codes with a Elmhurst address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elmhurst — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.