Embden, Maine.
Typical home $315,545 (+7.1% in a year).
to buy the typical home at today's mortgage rate — +$1,098 (+197%) since Jan 2020.
- 1 year
- Up $20,889 +7%
- $294,657$315,545 since Sep 2025
- 5 years
- Up $101,931 +48%
- $213,614$315,545 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Embden$1,656
- Maine$2,162
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Embden, ME rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Embden, Somerset County, Maine
Embden is a town of 902 people in Somerset County. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Somerset County was 4.1% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in Somerset County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Embden is a small rural town in Somerset County, Maine, where nearly everyone lives in a home they own, and renting is rare. Few adults here hold a four-year degree compared with much of the country, and the typical commute is a long one, so most daily errands and trips to work mean time on the road. Winters are cold and snowy, with January the coldest month and plenty of snow through the season, while July brings pleasantly warm days. Rain and melted snow fall at a moderate, steady pace across the year.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing and the building trades. Across Somerset County, some of the largest workplaces are Sappi North America, which makes paper products in its mills, Redington-Fairview General Hospital, and a local school district. Unemployment in the county has stayed close to where it was a year ago, while the number of jobs has slipped slightly.
Things to do. The Carrabassett River is a short drive away, and so is Lakewood Theater, a theatre that gives the area some indoor entertainment. A longer drive takes you to Sugarloaf, one of the best known ski areas in the region, and to Flagstaff Lake, a large reservoir. With the snowy winters here, skiing is a natural way to spend the colder months.
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- 437households
- 16%of adults have a degree
- 12%below the poverty line
- 33 mintypical commute
What people in Somerset County work in
Employed residents by industry, from the Census survey. Somerset County had 15,847 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 6°; warmest in July, with highs near 79° and lows near 57°. About 74 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Madison weather station, 9 miles away (NOAA).
Largest workplaces in Somerset County
- Sappi North AmericaPaper products made in paper mills796
- Redington-fairview General HospitalCritical access hospital691FTE
- RSU 54/msad 54 SchoolsSchool district510FTE
- RSU 49/msad 49 SchoolsSchool district376FTE
- WalmartWarehouse clubs and supercenters301
- WalmartWarehouse clubs and supercenters255
- Sebasticook Valley HospitalCritical access hospital210FTE
- Cianbro1208
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 4,763 people in all across the county; Embden has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Cold wavesRelatively high
- Ice stormsRelatively high
- LightningRelatively high
- HurricanesRelatively moderate
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Somerset County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Somerset County.
Embden home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Embden$315,545
- Maine$412,002
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Embden10
Zip codes with a Embden address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Embden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.