Emerson, New Jersey.
Typical home $783,961 (+6.8% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,230 (+118%) since Jan 2020.
- 1 year
- Up $49,763 +7%
- $734,198$783,961 since Sep 2025
- 5 years
- Up $189,742 +32%
- $594,219$783,961 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Emerson$4,115
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Emerson, NJ rose 6.8% over the past year — faster than the nation's +1.2%.
Living in Emerson, Bergen County, New Jersey
Emerson is a borough of 7,290 people in Bergen County. Half its households earn more than $155,536 a year and half less, against $124,884 across Bergen County; 3% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Emerson is a small borough in Bergen County where nearly everyone owns the home they live in, far more than across the county as a whole. Household incomes run well above the county's, and very few residents live below the poverty line. The population skews older than much of the country, and a large majority of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers turn warm in July. Precipitation, rain and melted snow together, is fairly generous through the year.
Work. Many residents work in schools, hospitals and social care, and in professional and business services, with others in banks, insurance and property or in shops. Within the borough itself, the Emerson Public School District, Brookdale Emerson and ARCH - gSource are among the largest workplaces. The typical commute is fairly long, and a good share of residents work from home. Across Bergen County, unemployment is lower than a year ago, though the county has slightly fewer jobs than it did the year before.
Things to do. Most of the well-known places to visit are a longer drive away. The Statue of Liberty is the best known of them, and the Metropolitan Museum of Art and Central Park are also within that longer drive. Together they make for full days out, with museums, gardens and a famous landmark.
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- 2,636households
- 57%of adults have a degree
- 3%below the poverty line
- 31 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 26°; warmest in July, with highs near 87° and lows near 69°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Teterboro Airport weather station, 9 miles away (NOAA).
Largest workplaces in Emerson
- Emerson Public School DistrictSchool district192FTE
- Brookdale EmersonAssisted living42
- ARCH - gSourceOphthalmometers and ophthalmoscopes manufacturing28
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 70 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- EarthquakesRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Emerson’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Emerson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Emerson$783,961
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 7 Emerson listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Emerson18
New listings per month
Sellers arriving at the market.
- Emerson9
Zip codes with a Emerson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Emerson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.