States · New Jersey · Bergen County

Emerson, New Jersey.

Typical home $783,961 (+6.8% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Emerson $4,115/mo

to buy the typical home at today's mortgage rate — +$2,230 (+118%) since Jan 2020.

What the home itself did
1 year
Up $49,763 +7%
$734,198$783,961 since Sep 2025
5 years
Up $189,742 +32%
$594,219$783,961 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Emerson $4,115 New Jersey $3,019 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Emerson$4,115
  • New Jersey$3,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Emerson, NJ rose 6.8% over the past year — faster than the nation's +1.2%.

Living in Emerson, Bergen County, New Jersey

Emerson is a borough of 7,290 people in Bergen County. Half its households earn more than $155,536 a year and half less, against $124,884 across Bergen County; 3% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 7,290 in the 2020 census; median age 48.8
Household income $155,536 the median, give or take $24,565 · Bergen County: $124,884
Unemployment 4.0% Bergen County, August 2026; 4.9% a year before
Homes 92% lived in by their owners; 8% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Emerson is a small borough in Bergen County where nearly everyone owns the home they live in, far more than across the county as a whole. Household incomes run well above the county's, and very few residents live below the poverty line. The population skews older than much of the country, and a large majority of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers turn warm in July. Precipitation, rain and melted snow together, is fairly generous through the year.

Work. Many residents work in schools, hospitals and social care, and in professional and business services, with others in banks, insurance and property or in shops. Within the borough itself, the Emerson Public School District, Brookdale Emerson and ARCH - gSource are among the largest workplaces. The typical commute is fairly long, and a good share of residents work from home. Across Bergen County, unemployment is lower than a year ago, though the county has slightly fewer jobs than it did the year before.

Things to do. Most of the well-known places to visit are a longer drive away. The Statue of Liberty is the best known of them, and the Metropolitan Museum of Art and Central Park are also within that longer drive. Together they make for full days out, with museums, gardens and a famous landmark.

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  • 2,636households
  • 57%of adults have a degree
  • 3%below the poverty line
  • 31 mintypical commute
  • 20%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Professional and business services19%
  • Banks, insurance and property16%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment7%
  • Government6%

Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 26°; warmest in July, 87° and 69° 20° 40° 60° 80° J 40° 26° F M A M J J 87° 69° A S O N D
Average daily high and low for each month: coldest in January, 40° and 26°; warmest in July, 87° and 69° 20° 40° 60° 80° J 40° 26° F M A M J J 87° 69° A S O N D

Coldest in January, with highs near 40° and lows near 26°; warmest in July, with highs near 87° and lows near 69°. About 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Teterboro Airport weather station, 9 miles away (NOAA).

Largest workplaces in Emerson

  1. Emerson Public School DistrictSchool district192FTE
  2. Brookdale EmersonAssisted living42
  3. ARCH - gSourceOphthalmometers and ophthalmoscopes manufacturing28

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 70 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. EarthquakesRelatively moderate
  3. Strong windRelatively moderate
  4. Inland floodingRelatively moderate
  5. Heat wavesRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Emerson’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Emerson home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Emerson $783,961 New Jersey $575,123 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Emerson$783,961
  • New Jersey$575,123
  • United States$366,157

Sellers are cutting prices on about 1 in 7 Emerson listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2025 2026 Emerson 18
5 10 15 20 2025 2026
  • Emerson18

New listings per month

Sellers arriving at the market.

6 8 10 2026 Emerson 9
6 8 10 2026
  • Emerson9

Zip codes with a Emerson address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Emerson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Emerson