Emeryville, California.
Typical home $429,369 (-6.3% in a year), asking rent $3,104 (+9.6%). San Francisco-Oakland-Berkeley, CA metro.
to buy the typical home at today's mortgage rate — +$79 (+4%) since Jan 2020.
- 1 year
- Down $28,699 -6%
- $458,068$429,369 since Sep 2025
- 5 years
- Down $159,657 -27%
- $589,026$429,369 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Emeryville$2,254
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Emeryville, CA fell 6.3% over the past year — slower than the nation's +1.2%.
Asking rents in Emeryville, CA rose 9.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Emeryville runs $113/mo less than renting one. The gap peaked at $1,169 in Nov 2022.
That is $2,991 a month against $3,104 rent: a $2,254 mortgage payment, plus $278 property tax and $460 insurance & upkeep.
Owning vs renting — Emeryville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,991
- Renting$3,104
- Mortgage only$2,254
Property tax · $278/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Alameda County, CA
Insurance & upkeep · $460/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Emeryville, Alameda County, California
Emeryville is a city of 12,905 people in Alameda County. Half its households earn more than $117,092 a year and half less, against $129,367 across Alameda County; 14% of its people live below the poverty line. 24% of its homes are lived in by their owners and 76% are rented. Unemployment in Alameda County was 4.9% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Emeryville is a small city on the east shore of San Francisco Bay, and its residents are young for the country. Most households rent rather than own, far more than across the county, and household incomes run below the county's. Winters are mild, with the coldest days in December still cool but not harsh, and snow is rare. Summers stay moderate, with September the warmest month, and rain is modest.
Work. Many residents work in professional and business services, in schools, hospitals and social care, in banks, insurance and property, or in manufacturing. Nearly everyone with a job could name a neighbor who works from home, since a good share of residents do. Among the largest workplaces in Emeryville are Sutter Health, IKEA #165 Emeryville and Grocery Outlet-Corporate. The county has lost a small number of jobs over the past year, and unemployment has eased slightly.
Things to do. San Francisco's museums and landmarks are a short drive away, among them the San Francisco Museum of Modern Art and the USS Hornet, a museum ship. Oracle Park, a baseball stadium, is also a short drive off. A longer drive leads to Golden Gate Park, a large garden and public park.
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- 7,838households
- 70%of adults have a degree
- 14%below the poverty line
- 29 mintypical commute
- 37%work from home
What residents work in
Employed residents by industry, from the Census survey. Alameda County had 783,094 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 59° and lows near 43°; warmest in September, with highs near 76° and lows near 54°. About 26 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Berkeley weather station, 3 miles away (NOAA).
Largest workplaces in Emeryville
- Vituity Practice Management Emeryville598
- Grocery Outlet-CorporateCorporate offices471
- Maxim Healthcare ServicesHome health care agencies439
- IKEA #165 EmeryvilleFurniture stores346
- Sutter HealthHealthcare285
- Grifols Diagnostic Solutions-San DiegoIn-vitro diagnostic substances manufacturing241
- National Holistic InstituteCareer school167
- Sutter Bay Medical FoundationHealthcare163
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 4,240 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesVery high
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Emeryville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Alameda County and the San Francisco-Oakland-Berkeley, CA metro.
Emeryville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Emeryville$429,369
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 7 Emeryville listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Emeryville15.02%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Emeryville37
New listings per month
Sellers arriving at the market.
- Emeryville11
Zip codes with a Emeryville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Emeryville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.