Endicott, New York.
Typical home $207,145 (+7.8% in a year), asking rent $1,216 (+9.8%). Binghamton, NY metro.
to buy the typical home at today's mortgage rate — +$633 (+139%) since Jan 2020.
- 1 year
- Up $15,007 +8%
- $192,137$207,145 since Sep 2025
- 5 years
- Up $63,175 +44%
- $143,969$207,145 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Endicott$1,087
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Endicott, NY rose 7.8% over the past year — faster than the nation's +1.2%.
Asking rents in Endicott, NY rose 9.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Endicott runs $528/mo more than renting one — the widest that gap has been in this data.
That is $1,744 a month against $1,216 rent: a $1,087 mortgage payment, plus $435 property tax and $222 insurance & upkeep.
Owning vs renting — Endicott
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,744
- Renting$1,216
- Mortgage only$1,087
Property tax · $435/mo 2.52% of value a year — the ACS 2020-2024 median bill over the median home value for Broome County, NY
Insurance & upkeep · $222/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Endicott, Broome County, New York
Endicott is a village of 13,667 people in Broome County. Half its households earn more than $47,290 a year and half less, against $62,616 across Broome County; 29% of its people live below the poverty line. 39% of its homes are lived in by their owners and 61% are rented. Unemployment in Broome County was 4.5% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Endicott is a village in Broome County, in the southern part of New York State. Its residents are younger than in many American towns, and most households rent rather than own, a good deal more than across the county as a whole. Incomes run below the county's, and a larger share of people live in poverty than is typical, while homes and rents sit at moderate prices. Winters are cold, with January highs only a little above freezing, and summers are warm.
Work. Many residents work in schools, hospitals and social care, with restaurants, hotels, shops and professional and business services also employing a good number. The largest workplaces in Endicott include BAE Systems, the Union-Endicott Central School District and Golub. Fewer adults hold a four-year degree than in many places, most people travel a modest distance to work, and only a small share work from home. Across Broome County, unemployment is unchanged from a year ago and the number of jobs has grown slightly.
Things to do. Endicott is known for its carousels, and the George W. Johnson Park Carousel, the West Endicott Park Carousel and the Highland Park Carousel are all in or beside town. A short drive away are Cutler Botanic Garden, a botanical garden, and the Binghamton Zoo at Ross Park. The Chenango River is also a short drive away, for time by the water.
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- 6,381households
- 22%of adults have a degree
- 29%below the poverty line
- 20 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Broome County had 83,845 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 15°; warmest in July, with highs near 82° and lows near 58°.
Average daily high and low, 1991–2020, at the Endicott weather station, 2 miles away (NOAA).
Largest workplaces in Endicott
- BAE SystemsLoading printed circuit boards1,303
- Union-endicott Central School DistrictSchool district749FTE
- UHS Senior Living Center At IdealNursing homes226
- Absolut CenterNursing homes209
- GolubGrocery stores95
- Evans Mechanical72
- Andrew R Mancini AssociatesCommercial building construction general contractors46
- ANC Heating & Air ConditioningHvac contractors29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 2,005 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively moderate
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Endicott’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Broome County and the Binghamton, NY metro.
Endicott home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Endicott$207,145
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 4 Endicott listings, and the typical home goes pending in 13 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Endicott28.55%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Endicott13
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Endicott82
New listings per month
Sellers arriving at the market.
- Endicott34
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Endicott$212,149
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Endicott102.31%
Zip codes with a Endicott address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Endicott — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.