States · Kentucky · Pulaski County

Eubank, Kentucky.

Typical home $173,619 (-2.5% in a year). Somerset, KY metro.

What it costs per month · Eubank $911/mo

to buy the typical home at today's mortgage rate — +$449 (+97%) since Jan 2020.

What the home itself did
1 year
Down $4,474 -3%
$178,093$173,619 since Sep 2025
5 years
Up $15,955 +10%
$157,664$173,619 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Eubank $911 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Eubank$911
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 36 years.

Typical home values in Eubank, KY fell 2.5% over the past year — slower than the nation's +1.2%.

Living in Eubank, Pulaski County, Kentucky

Eubank is a city of 313 people in Pulaski County. Unemployment in Pulaski County was 4.4% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Pulaski County work in schools and health care, then manufacturing.

People 313 in the 2020 census
Household income Too few homes in Eubank for the Census survey to measure.
Unemployment 4.4% Pulaski County, August 2026; 4.5% a year before
Homes Too few homes in Eubank for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Eubank is a very small Kentucky city in Pulaski County, with far fewer people than most places that call themselves cities. Typical home values are a little below what many American towns see, and household incomes across the county run below the national picture. Few adults hold a four-year degree, and the commute to work tends to be a long one.

Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Across Pulaski County, the largest workplaces include Pulaski County Schools, Toyotetsu America and Lake Cumberland Regional Hospital. Unemployment in the county is about where it was a year ago, and the county has added a few more jobs over the past year.

Things to do. Lake Linville is the closest-named lake on the list, and Mill Springs Battlefield National Monument is a protected area worth a longer drive for anyone interested in Civil War history. The Rockcastle River is another river to reach by car, and each of these places sits a longer drive away. Winters are cold with a little snow, and the year brings plenty of rain, so spring through fall suits time outdoors.

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  • 6%of adults have a degree
  • 32 mintypical commute
  • 5%work from home

What people in Pulaski County work in

  • Schools, hospitals and social care25%
  • Manufacturing15%
  • Shops (retail)13%
  • Professional and business services8%
  • Restaurants, hotels and entertainment7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Pulaski County had 26,767 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 45° and 29°; warmest in July, 86° and 69° 20° 40° 60° 80° J 45° 29° F M A M J J 86° 69° A S O N D
Average daily high and low for each month: coldest in January, 45° and 29°; warmest in July, 86° and 69° 20° 40° 60° 80° J 45° 29° F M A M J J 86° 69° A S O N D

Coldest in January, with highs near 45° and lows near 29°; warmest in July, with highs near 86° and lows near 69°. About 5 inches of snow and 53 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Somerset North weather station, 11 miles away (NOAA).

Largest workplaces in Pulaski County

  1. Pulaski County SchoolsSchool district1,211FTE
  2. Toyotetsu AmericaJob stampings, automotive, metal, manufacturing1,100
  3. Lake Cumberland Regional HospGeneral hospital966FTE
  4. City of SomersetAdvisory commissions, executive government750
  5. Somerset Community CollegeTwo-year college558
  6. WalmartWarehouse clubs and supercenters462
  7. Hendrickson Commercial Vehicle SystemsAutomotive, truck and bus suspension assemblies and parts manufacturing451
  8. UGNAutomobile trimmings, textile, manufacturing317

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 7,952 people in all across the county; Eubank has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Strong windRelatively high
  3. Cold wavesRelatively high
  4. LightningRelatively high
  5. TornadoesRelatively high
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eubank’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pulaski County and the Somerset, KY metro.

Eubank home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Eubank $173,619 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Eubank$173,619
  • Kentucky$230,909
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Eubank listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Eubank 27.75% United States 26.90%
15% 20% 25% 2026
  • Eubank27.75%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 15 20 25 2018 2019 2020 2021 2022 2023 2024 2025 2026 Eubank 24
10 15 20 25 2018 2022 2026
  • Eubank24

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Eubank address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eubank — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Eubank