States · Kentucky · Morgan County

Ezel, Kentucky.

Typical home $146,943 (-6.3% in a year).

What it costs per month · Ezel $771/mo

to buy the typical home at today's mortgage rate — +$389 (+102%) since Jan 2020.

What the home itself did
1 year
Down $9,831 -6%
$156,774$146,943 since Sep 2025
5 years
Up $19,506 +15%
$127,438$146,943 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ezel $771 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ezel$771
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Ezel, KY fell 6.3% over the past year — slower than the nation's +1.2%.

Living in Ezel, Morgan County, Kentucky

Ezel, in Morgan County, had 209 people in the 2020 census. Unemployment in Morgan County was 4.9% in August 2026, and the county had 3.4% fewer jobs in 2025 than the year before. The most people in Morgan County work in schools and health care, then manufacturing.

People 209 in the 2020 census
Household income Too few homes in Ezel for the Census survey to measure.
Unemployment 4.9% Morgan County, August 2026; 5.1% a year before
Homes Too few homes in Ezel for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ezel is a very small community in Morgan County, in the hills of eastern Kentucky, with Broke Leg Creek running in or beside town. Winters are cold and bring some snow, while summers turn warm, and the year is fairly wet. Homes here cost less than in much of the country, and incomes in the area sit below the national picture, though only a small share of residents live below the poverty line.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, government and shops also employing many people. Across Morgan County, some of the largest workplaces are the Eastern Kentucky Correctional Complex, Morgan County Schools and Morgan CO. ARH, a critical access hospital. Unemployment in the county is a little lower than a year earlier, though the county has fewer jobs than it did the year before.

Things to do. Broke Leg Creek is a river in or beside town, and the Red River Gorge, a protected area, and the Clifty Wilderness are both a short drive away. Natural Bridge State Resort Park, another protected area, is a longer drive away, as is Cave Run Lake, a reservoir. Together they make the area a good base for walking, paddling and time outdoors.

Report a mistake
  • 7%below the poverty line

What people in Morgan County work in

  • Schools, hospitals and social care26%
  • Manufacturing14%
  • Government14%
  • Shops (retail)11%
  • Building trades11%
  • Transport, warehouses and utilities5%

Employed residents by industry, from the Census survey. Morgan County had 3,181 jobs in 2025, 3.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 22°; warmest in July, 86° and 62° 20° 40° 60° 80° J 43° 22° F M A M J J 86° 62° A S O N D
Average daily high and low for each month: coldest in January, 43° and 22°; warmest in July, 86° and 62° 20° 40° 60° 80° J 43° 22° F M A M J J 86° 62° A S O N D

Coldest in January, with highs near 43° and lows near 22°; warmest in July, with highs near 86° and lows near 62°. About 12 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the West Liberty 3NW weather station, 8 miles away (NOAA).

Largest workplaces in Morgan County

  1. Eastern Kentucky Correctional ComplexCorrectional institutions421
  2. Morgan County SchoolsSchool district314FTE
  3. Morgan Co. ARHCritical access hospital95FTE
  4. Frederick & May ConstructionRoad construction89
  5. Crossroads ServicesTelecommunications equipment and wiring installation contractors76
  6. Gateway Community Action - Central OfficeCommunity action service agencies63
  7. Caseys FoodsGrocery stores60
  8. john waynePest control services, agricultural28

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 887 people in all across the county; Ezel has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. WildfireRelatively moderate
  3. Strong windRelatively moderate
  4. Winter weatherRelatively moderate
  5. LightningRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ezel’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Morgan County.

Ezel home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Ezel $146,943 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Ezel$146,943
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

Not enough data to draw this yet.

Zip codes with a Ezel address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ezel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ezel