Fair Harbor, New York.
. New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Fair Harbor, Suffolk County, New York
The Census does not count Fair Harbor on its own, so the figures here are Suffolk County's. Half the county's households earn more than $130,686 a year and half less; 6% of the county's people live below the poverty line. 82% of the county's homes are lived in by their owners and 18% are rented. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Suffolk County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fair Harbor sits in Suffolk County, New York, where most homes are lived in by their owners. Winters are cold and summers are warm, with rain and melted snow falling through the year. Many adults hold a four-year degree, and residents across the county tend toward middle age.
Work. Many residents work in schools, hospitals and social care, or in professional and business services, while shops and the building trades also employ people. Across Suffolk County, unemployment has edged up over the past year, though the number of jobs has grown. Working from home is uncommon, so most people travel to work each day.
Things to do. The Long Island Aquarium and Exhibition Center is an aquarium in or beside town, and the Railroad Museum of Long Island is a museum in or beside town. Wildwood State Park, a protected area, is a short drive away.
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- 512,565households
- 41.7median age
- 40%of adults have a degree
- 6%below the poverty line
- 31 mintypical commute
- 12%work from home
What people in Suffolk County work in
Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 26°; warmest in July, with highs near 84° and lows near 67°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Riverhead Rsch Farm weather station, 2 miles away (NOAA).
Largest workplaces in Suffolk County
- Stony Brook University HospitalGeneral hospital8,738FTE
- Stony Brook UniversityUniversity or college5,585
- Canon USACopier rental or leasing4,982
- South Shore University HospitalGeneral hospital3,739FTE
- Good Samaritan HospitalGeneral hospital3,305FTE
- New York Cancer & Blood SpecialistsOncologists' offices2,917
- Huntington HospitalGeneral hospital2,760FTE
- Internal Revenue ServiceFederal government · Department of the Treasury2,511
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 974 workplaces with 20 or more staff, 152,960 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Coastal floodingVery high
- LightningVery high
- Ice stormsVery high
- Inland floodingRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Suffolk County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Fair Harbor home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fair Harbor5
Zip codes with a Fair Harbor address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fair Harbor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.