Fairfield, Ohio.
Typical home $283,394 (+3.5% in a year), asking rent $1,357 (+4.1%). Cincinnati, OH-KY-IN metro.
Property tax and schools in Fairfield
Fairfield’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Fairfield is in Butler County, where its property tax is set. Its homes there are in 3 school districts: Fairfield City, Lakota Local and Northwest Local. Check your own bill.
to buy the typical home at today's mortgage rate — +$848 (+133%) since Jan 2020.
- 1 year
- Up $9,662 +4%
- $273,732$283,394 since Sep 2025
- 5 years
- Up $69,499 +32%
- $213,895$283,394 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fairfield$1,487
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Fairfield, OH rose 3.5% over the past year — faster than the nation's +1.2%.
Asking rents in Fairfield, OH rose 4.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Fairfield runs $721/mo more than renting one. The gap peaked at $729 in Jan 2025.
That is $2,078 a month against $1,357 rent: a $1,487 mortgage payment, plus $287 property tax and $303 insurance & upkeep.
Owning vs renting — Fairfield
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,078
- Renting$1,357
- Mortgage only$1,487
Property tax · $287/mo 1.22% of value a year — the ACS 2020-2024 median bill over the median home value for Butler County, OH
Insurance & upkeep · $303/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Fairfield, Butler County, Ohio
Fairfield is a city of 44,907 people in Butler County. Half its households earn more than $77,937 a year and half less, against $81,590 across Butler County; 8% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Fairfield was 3.5% in August 2026, and Butler County had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fairfield is a city in Butler County, Ohio, with a population on the larger side for the area. Household incomes run a little below the county's, and a good share of homes are lived in by their owners, with a sizeable group of renters as well. Winters are cold and summers warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and professional and business services close behind. Among the largest workplaces in Fairfield are Fairfield City Schools, Mercy Health - Fairfield Hospital and Jungle Jim's Market. Unemployment is lower than it was a year earlier, and a typical commute is a moderate one.
Things to do. For a day out, the Cincinnati Zoo and Botanical Garden and the Cincinnati Art Museum are the best-known options, both a longer drive away. Kings Island, an amusement park, is also a longer drive away, as are the stadiums where the region's professional teams play.
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- 18,428households
- 31%of adults have a degree
- 8%below the poverty line
- 24 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Butler County had 163,638 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 87° and lows near 64°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hamilton Butler County Regional Airport weather station, 2 miles away (NOAA).
Largest employers in Fairfield
- Cincinnati Financial Corp.
- Cleveland Cliffs
- Cornerstone Brands
- Express Scripts
- Fairfield City School District
- GE Aviation
- Koch Foods
- Lakota Local Schools
From the City of Fairfield’s annual financial report for 2024, its schedule of principal employers (its source: “Ohio Department of Development”), as Ohio’s Auditor of State publishes it: the report. It gives no employee counts or ranks; they are in its order.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- Ice stormsRelatively moderate
- Strong windrelatively high in parts of FairfieldRelatively moderate
- Lightningrelatively high in parts of FairfieldRelatively moderate
- Winter weatherrelatively high in parts of FairfieldRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fairfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Butler County and the Cincinnati, OH-KY-IN metro.
Fairfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fairfield$283,394
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Fairfield listings, and the typical home goes pending in 6 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fairfield29.72%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Fairfield6
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fairfield107
New listings per month
Sellers arriving at the market.
- Fairfield51
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Fairfield$251,083
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Fairfield98.44%
Zip codes with a Fairfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fairfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.