Fairport, New York.
Typical home $403,018 (+4.6% in a year), asking rent $1,706 (-0.7%). Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$1,261 (+147%) since Jan 2020.
- 1 year
- Up $17,633 +5%
- $385,386$403,018 since Sep 2025
- 5 years
- Up $120,468 +43%
- $282,550$403,018 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fairport$2,115
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Fairport, NY rose 4.6% over the past year — faster than the nation's +1.2%.
Asking rents in Fairport, NY fell 0.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Fairport runs $1,723/mo more than renting one — the widest that gap has been in this data.
That is $3,429 a month against $1,706 rent: a $2,115 mortgage payment, plus $883 property tax and $431 insurance & upkeep.
Owning vs renting — Fairport
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,429
- Renting$1,706
- Mortgage only$2,115
Property tax · $883/mo 2.63% of value a year — the ACS 2020-2024 median bill over the median home value for Monroe County, NY
Insurance & upkeep · $431/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Fairport, Monroe County, New York
Fairport is a village of 5,501 people in Monroe County. Half its households earn more than $107,009 a year and half less, against $76,382 across Monroe County; 13% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Monroe County was 4.4% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fairport is a village with a settled, grown-up feel: residents are older than in many places, and most homes are lived in by their owners rather than rented. Incomes run well above the county's, and a large majority of adults hold a four-year degree. Winters are cold, with February the coldest month and freezing nights, while July is pleasantly warm.
Work. Many residents work in schools, hospitals and social care, with professional and business services, retail and the building trades also common. Across Monroe County, the largest workplaces include Strong Memorial Hospital, the University of Rochester and Rochester Institute of Technology. Commutes are fairly short, and a good number of people work from home.
Things to do. Rochester's museums are a short drive away, among them the George Eastman Museum, the Memorial Art Gallery and The National Museum of Play. High Falls, a waterfall, is also a short drive off. For lake days, Canandaigua Lake and Conesus Lake are a longer drive away.
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- 2,533households
- 62%of adults have a degree
- 13%below the poverty line
- 21 mintypical commute
- 24%work from home
What residents work in
Employed residents by industry, from the Census survey. Monroe County had 386,911 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 37° and lows near 17°; warmest in July, with highs near 81° and lows near 61°.
Average daily high and low, 1991–2020, at the Victor 2NW weather station, 7 miles away (NOAA).
Largest workplaces in Monroe County
- Strong Memorial HospitalGeneral hospital12,572FTE
- University of RochesterUniversity or college10,611
- Rochester City School DistrictSchool district4,757FTE
- Lewis Tree ServiceTree and brush trimming, overhead utility line4,751
- Rochester Institute of TechnologyUniversity or college4,306
- Rochester General HospitalGeneral hospital3,361FTE
- Wegmans Market StCorporate managing offices3,358
- THE Unity Hospital of RochesterGeneral hospital3,170FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 644 workplaces with 20 or more staff, 109,514 people in all across the county; Fairport has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fairport’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Rochester, NY metro.
Fairport home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fairport$403,018
- New York$524,942
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 8 Fairport listings, and the typical home goes pending in 9 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fairport12.73%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Fairport9
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fairport65
New listings per month
Sellers arriving at the market.
- Fairport42
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Fairport114.47%
Zip codes with a Fairport address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fairport — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.