Fancy Farm, Kentucky.
Typical home $168,244 (-4.8% in a year). Mayfield, KY metro.
to buy the typical home at today's mortgage rate — +$502 (+132%) since Jan 2020.
- 1 year
- Down $8,535 -5%
- $176,779$168,244 since Sep 2025
- 5 years
- Up $41,668 +33%
- $126,576$168,244 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fancy Farm$883
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Fancy Farm, KY fell 4.8% over the past year — slower than the nation's +1.2%.
Living in Fancy Farm, Carlisle County, Kentucky
Fancy Farm, in Carlisle County, had 403 people in the 2020 census. Unemployment in Carlisle County was 4.2% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Carlisle County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fancy Farm is a very small community in Carlisle County, Kentucky, where most neighbors are likely to know one another. Few adults here hold a four-year degree compared with the country as a whole, and homes are priced modestly. Winters are cool, with January the coldest month and freezing nights, and summers turn hot, with July the warmest.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, shops and the building trades. Across Carlisle County, the biggest workplaces are Carlisle County Schools and Clearview Healthcare, a nursing home operator. Unemployment in the county is a little lower than a year ago, and the number of jobs has edged up slightly.
Things to do. The Tennessee River is a longer drive away and is the best known of the area's places to get out on the water. Also a longer drive off are Fort Massac, an archaeological site, and Wickliffe Mounds, another archaeological site, both suited to anyone curious about the region's early history. Discovery Park of America, a museum, is a longer drive as well.
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- 7%of adults have a degree
What people in Carlisle County work in
Employed residents by industry, from the Census survey. Carlisle County had 1,054 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 90° and lows near 69°.
Average daily high and low, 1991–2020, at the Bardwell East weather station, 13 miles away (NOAA).
Largest workplaces in Carlisle County
- Carlisle County SchoolsSchool district130FTE
- Clearview HealthcareNursing homes82
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 82 people in all across the county; Fancy Farm has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- EarthquakesRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fancy Farm’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carlisle County and the Mayfield, KY metro.
Fancy Farm home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fancy Farm$168,244
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fancy Farm4
Zip codes with a Fancy Farm address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fancy Farm — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.