States · Connecticut · Hartford County

Farmington, Connecticut.

Typical home $493,692 (+6.7% in a year), asking rent $2,447 (+2.5%). Hartford-East Hartford-Middletown, CT metro.

What it costs per month · Farmington $2,591/mo

to buy the typical home at today's mortgage rate — +$1,538 (+146%) since Jan 2020.

What the home itself did
1 year
Up $30,941 +7%
$462,751$493,692 since Sep 2025
5 years
Up $159,004 +48%
$334,689$493,692 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Farmington $2,591 Connecticut $2,348 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Farmington$2,591
  • Connecticut$2,348
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Farmington, CT rose 6.7% over the past year — faster than the nation's +1.2%.

Asking rents in Farmington, CT rose 2.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in Farmington runs $1,647/mo more than renting one — the widest that gap has been in this data.

That is $4,094 a month against $2,447 rent: a $2,591 mortgage payment, plus $974 property tax and $529 insurance & upkeep.

Owning vs renting — Farmington

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $3,000 $3,500 $4,000 2024 2025 2026 Owning all in $4,094 Renting $2,447 Mortgage only $2,591
$2,500 $3,000 $3,500 $4,000 2024 2025 2026
  • Owning all in$4,094
  • Renting$2,447
  • Mortgage only$2,591

Property tax · $974/mo 2.37% of value a year — the ACS 2017-2021 median bill over the median home value for Hartford County, CT

Insurance & upkeep · $529/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Farmington, Connecticut

Farmington is a town in . Half its households earn more than $141,120 a year and half less; 4% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. The most residents work in schools and health care, then finance and property.

People The Census does not count Farmington on its own.
Household income $141,120 the median, give or take $9,664
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Farmington is a town in central Connecticut, close to Hartford, and it has a settled, established feel. Most homes are lived in by their owners rather than rented. Most adults hold a degree, and household incomes are high, which gives the town a comfortable, well-off character. Winters are cold and snowy, with a good deal of snow each year, while summers are warm.

Work. Many residents work in schools, hospitals and social care, or in banks, insurance and property. Professional and business services and manufacturing also employ people here. Commutes are fairly long for many, and a noticeable share of people work from home. Typical home prices are high, and rents are a substantial monthly cost.

Things to do. Hill-Stead Museum is in or beside town, so it is an easy visit for anyone who likes art and historic houses. The Wadsworth Atheneum Museum of Art, a well-known art museum, is a short drive away in Hartford. The Metacomet Trail, a walking trail, is also a short drive away, and the Farmington River lies a longer drive off.

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  • 11,151households
  • 43.5median age
  • 68%of adults have a degree
  • 4%below the poverty line
  • 24 mintypical commute
  • 22%work from home

What residents work in

  • Schools, hospitals and social care31%
  • Banks, insurance and property14%
  • Professional and business services13%
  • Manufacturing8%
  • Restaurants, hotels and entertainment8%
  • Shops (retail)7%

Employed residents by industry, from the Census survey.

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 17°; warmest in July, 84° and 62° 20° 40° 60° 80° J 36° 17° F M A M J J 84° 62° A S O N D
Average daily high and low for each month: coldest in January, 36° and 17°; warmest in July, 84° and 62° 20° 40° 60° 80° J 36° 17° F M A M J J 84° 62° A S O N D

Coldest in January, with highs near 36° and lows near 17°; warmest in July, with highs near 84° and lows near 62°. About 39 inches of snow and 53 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Burlington weather station, 6 miles away (NOAA).

Natural hazards

  1. Ice stormsVery high
  2. Inland floodingRelatively high
  3. Cold wavesRelatively high
  4. HurricanesRelatively high
  5. LightningRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across its planning region, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on and the Hartford-East Hartford-Middletown, CT metro.

Farmington home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Farmington $493,692 Connecticut $447,319 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • Farmington$493,692
  • Connecticut$447,319
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Farmington listings, and the typical home goes pending in 8 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Farmington 19.55% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Farmington19.55%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

5 10 15 20 25 2026 Farmington 8 United States 27
5 10 15 20 25 2026
  • Farmington8
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Farmington 69
50 100 150 2018 2022 2026
  • Farmington69

New listings per month

Sellers arriving at the market.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Farmington 34
20 40 60 2018 2022 2026
  • Farmington34

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $450,000 $500,000 2026 Farmington $494,018 United States $371,407
$400,000 $450,000 $500,000 2026
  • Farmington$494,018
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

106.00% 106.25% 106.50% 2026 Farmington 106.16%
106.00% 106.25% 106.50% 2026
  • Farmington106.16%

Zip codes with a Farmington address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Farmington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Farmington