Ferguson, Kentucky.
Typical home $157,139 (-7.3% in a year). Somerset, KY metro.
to buy the typical home at today's mortgage rate — +$415 (+101%) since Jan 2020.
- 1 year
- Down $12,307 -7%
- $169,446$157,139 since Sep 2025
- 5 years
- Down $103 -0%
- $157,242$157,139 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ferguson$825
- Kentucky$1,212
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Ferguson, KY fell 7.3% over the past year — slower than the nation's +1.2%.
Living in Ferguson, Pulaski County, Kentucky
Ferguson is a city of 886 people in Pulaski County. Unemployment in Pulaski County was 4.4% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Pulaski County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ferguson is a very small city in Pulaski County, Kentucky, where people tend to know one another. Homes here are priced modestly, and household incomes across the county sit below the national picture. Few adults hold a four-year degree, and the trip to work is short. Winters are cold but bring only a little snow, summers turn hot, and rain falls steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and professional and business services close behind. Across Pulaski County, some of the largest workplaces are Pulaski County Schools, Toyotetsu America and Lake Cumberland Regional Hospital. Unemployment in the county is about where it stood a year ago, and the county has added a few more jobs over the past year.
Things to do. General Burnside State Park, a protected area, and the Big South Fork of the Cumberland River are both a short drive away, with water and open ground close by. Farther afield, a longer drive reaches Cumberland Falls, one of the better-known waterfalls in the region, and Lake Cumberland, a large reservoir.
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- 14%of adults have a degree
- 16 mintypical commute
- 9%work from home
What people in Pulaski County work in
Employed residents by industry, from the Census survey. Pulaski County had 26,767 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 29°; warmest in July, with highs near 86° and lows near 69°. About 5 inches of snow and 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Somerset North weather station, 4 miles away (NOAA).
Largest workplaces in Pulaski County
- Pulaski County SchoolsSchool district1,211FTE
- Toyotetsu AmericaJob stampings, automotive, metal, manufacturing1,100
- Lake Cumberland Regional HospGeneral hospital966FTE
- City of SomersetAdvisory commissions, executive government750
- Somerset Community CollegeTwo-year college558
- WalmartWarehouse clubs and supercenters462
- Hendrickson Commercial Vehicle SystemsAutomotive, truck and bus suspension assemblies and parts manufacturing451
- UGNAutomobile trimmings, textile, manufacturing317
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 7,952 people in all across the county; Ferguson has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- HailRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ferguson’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pulaski County and the Somerset, KY metro.
Ferguson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ferguson$157,139
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ferguson4
Zip codes with a Ferguson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ferguson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.