Findlay, Illinois.
Typical home $158,217 (+8.9% in a year).
to buy the typical home at today's mortgage rate — +$147 (+22%) since Jan 2024.
- 1 year
- Up $12,972 +9%
- $145,245$158,217 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Findlay$830
- Illinois$1,553
- United States$1,922
Typical home values in Findlay, IL rose 8.9% over the past year — faster than the nation's +1.2%.
Living in Findlay, Shelby County, Illinois
Findlay is a village of 664 people in Shelby County. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Shelby County was 3.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Findlay is a very small village in Shelby County, Illinois, where nearly everyone lives in a home they own. Typical home values are modest, and few adults hold a four-year degree. Winters are cold, with January the coldest month and freezing nights common, while July is the warmest month and brings hot afternoons, and rain and melted snow add up to a fair amount over the year.
Work. Residents most often work in schools, hospitals and social care, in shops, in manufacturing, and in transport, warehouses and utilities. Across Shelby County, the largest workplaces include Graphic Packaging International, Walmart and Shelbyville CUSD 4. Unemployment across the county is lower than a year ago, and the county added jobs last year; the typical commute is a moderate one, and some people work from home.
Things to do. Lake Shelbyville, a reservoir, is a short drive away, as is Wolf Creek State Park, a protected area along its shores. The West Okaw River is also close by, a short drive away. For a longer outing, Scovill Zoo is a longer drive away.
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- 310households
- 10%of adults have a degree
- 25 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Shelby County had 4,919 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 86° and lows near 67°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Shelbyville Dam weather station, 8 miles away (NOAA).
Largest workplaces in Shelby County
- Graphic Packaging InternationalPaper and paperboard866
- WalmartWarehouse clubs and supercenters199
- Shelbyville CUSD 4School district192FTE
- Shelby CountyGeneral services departments, government125
- P&H MFGSemi-trailer manufacturing110
- Manor Court of ShelbyvilleSkilled nursing facilities104
- Hshs Good Shepherd HospitalCritical access hospital69FTE
- Cowden-Herrick CUSD 3ASchool district67FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,693 people in all across the county; Findlay has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Cold wavesVery high
- DroughtRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Findlay’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shelby County.
Findlay home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Findlay$158,217
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Findlay address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Findlay — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.