Findlay, Ohio.
Typical home $243,521 (+3.4% in a year), asking rent $1,348 (+6.6%). Findlay, OH metro.
Property tax and schools in Findlay
Findlay’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Findlay is in Hancock County, where its property tax is set. Its homes there are in 3 school districts: Findlay City, Liberty-Benton Local and Van Buren Local. Check your own bill.
to buy the typical home at today's mortgage rate — +$688 (+117%) since Jan 2020.
- 1 year
- Up $8,048 +3%
- $235,473$243,521 since Sep 2025
- 5 years
- Up $52,620 +28%
- $190,902$243,521 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Findlay$1,278
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Findlay, OH rose 3.4% over the past year — faster than the nation's +1.2%.
Asking rents in Findlay, OH rose 6.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Findlay runs $394/mo more than renting one. The gap peaked at $499 in Jan 2025.
That is $1,742 a month against $1,348 rent: a $1,278 mortgage payment, plus $203 property tax and $261 insurance & upkeep.
Owning vs renting — Findlay
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,742
- Renting$1,348
- Mortgage only$1,278
Property tax · $203/mo 1.00% of value a year — the ACS 2020-2024 median bill over the median home value for Hancock County, OH
Insurance & upkeep · $261/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Findlay, Hancock County, Ohio
Findlay is a city of 40,313 people in Hancock County. Half its households earn more than $61,423 a year and half less, against $73,141 across Hancock County; 12% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Findlay was 3.3% in August 2026, and Hancock County had 0.7% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Findlay is a city in Hancock County, Ohio, and the largest community around, with a population that has settled into steady, familiar patterns. Most homes are lived in by their owners, though a good share of households rent. Household incomes in the city run below the county's, and the typical home price and monthly rent are both easy to find alongside this text. Winters are cold, with January the coldest month and a fair amount of snow, and summers turn warm in July, with rain and melted snow spread through the year.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. The largest workplaces in Findlay include Blanchard Valley Regional Health Center, Findlay City Schools and the Goodyear Tire & Rubber plant. Unemployment has eased over the past year, though across Hancock County there were slightly fewer jobs last year than the year before. Commutes are short, and only a modest number of people work from home.
Things to do. In or beside town, the Mazza Museum of International Art from Picture Books and the Hancock Historical Museum are museums worth an afternoon. A short drive away, Van Buren Lake, a reservoir, and Van Buren State Park offer a place to get outdoors, walk and spend time by the water.
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- 17,986households
- 31%of adults have a degree
- 12%below the poverty line
- 16 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Hancock County had 43,831 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 84° and lows near 64°. About 24 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Findlay Wpcc weather station, a mile away (NOAA).
Largest employers in Findlay
- Blanchard Valley Regional Health Center3,165
- Marathon Petroleum Corporation2,159
- Whirlpool Corporation1,930
- Goodyear895
- Findlay City Schools865
- The University of Findlay548
- Lowe's Distribution Center511
- Kohl's Distribution Center507
From the City of Findlay’s annual financial report for 2024, its schedule of principal employers (its source: “City Auditor's Office Contacted Businesses”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.
Natural hazards
- HailRelatively high
- Ice stormsRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Inland floodingrelatively high in parts of FindlayRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Findlay’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hancock County and the Findlay, OH metro.
Findlay home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Findlay$243,521
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Findlay listings, and the typical home goes pending in 10 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Findlay30.31%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Findlay10
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Findlay152
New listings per month
Sellers arriving at the market.
- Findlay66
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Findlay$211,818
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Findlay98.18%
Zip codes with a Findlay address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Findlay — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.