Fitchburg, Wisconsin.
Typical home $503,818 (+0.8% in a year), asking rent $1,661 (+1.0%). Madison, WI metro.
to buy the typical home at today's mortgage rate — +$1,422 (+116%) since Jan 2020.
- 1 year
- Up $4,058 +1%
- $499,761$503,818 since Sep 2025
- 5 years
- Up $113,382 +29%
- $390,436$503,818 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fitchburg$2,644
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Fitchburg, WI rose 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Fitchburg, WI rose 1.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Fitchburg runs $2,205/mo more than renting one — the widest that gap has been in this data.
That is $3,867 a month against $1,661 rent: a $2,644 mortgage payment, plus $683 property tax and $539 insurance & upkeep.
Owning vs renting — Fitchburg
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,867
- Renting$1,661
- Mortgage only$2,644
Property tax · $683/mo 1.63% of value a year — the ACS 2020-2024 median bill over the median home value for Dane County, WI
Insurance & upkeep · $539/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Fitchburg, Dane County, Wisconsin
Fitchburg is a city of 29,609 people in Dane County. Half its households earn more than $86,516 a year and half less, against $89,975 across Dane County; 9% of its people live below the poverty line. 48% of its homes are lived in by their owners and 52% are rented. Unemployment in Fitchburg was 2.6% in August 2026, and Dane County had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fitchburg is a city on the southern edge of the Madison area, with a younger population than most places and more renters than homeowners. Household incomes run a little below the county's, and homes and rents cost a good deal. Most adults hold a four-year degree, and the typical trip to work is short. Winters are cold and snowy, with January the coldest month, while summers are pleasantly warm, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, and others in professional and business services, manufacturing, and restaurants, hotels and entertainment. Among the largest workplaces in Fitchburg are Agrace, a home health care provider, Placon, a plastics manufacturer, and CDW, a computer equipment wholesaler. Joblessness is low, and a good number of people work from home.
Things to do. Lake Monona and Lake Mendota, among the best known lakes in the area, are a short drive away, good for walking, boating and time by the water. The University of Wisconsin–Madison Arboretum, a botanical garden, is also a short drive, as is Henry Vilas Zoo. For a longer outing, the Sugar River is a longer drive away.
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- 15,703households
- 58%of adults have a degree
- 9%below the poverty line
- 19 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Dane County had 361,286 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 11°; warmest in July, with highs near 82° and lows near 61°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Uw Arboretum - Madison weather station, 4 miles away (NOAA).
Largest workplaces in Fitchburg
- Agrace621610 home health care services565
- PlaconSeptic tanks, plastics or fiberglass, manufacturing471
- CDWComputer peripheral equipment merchant wholesalers369
- TargetDiscount department stores351
- CertcoPrepared foods merchant wholesalers323
- Hy-VeeSupermarkets and other grocery except convenience stores243
- Thermo Electron Scientific InstrumentsLaboratory analytical instruments manufacturing236
- Encompass Health Rehabilitation Hospital of FitchburgHospitals, specialty183
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 3,686 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HailRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Dane County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dane County and the Madison, WI metro.
Fitchburg home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fitchburg$503,818
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Fitchburg listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fitchburg35.79%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fitchburg73
New listings per month
Sellers arriving at the market.
- Fitchburg20
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Fitchburg$488,251
- United States$371,553
Zip codes with a Fitchburg address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fitchburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.